Home›New Jersey›Somerset County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Somerset County, New Jersey

Fat Boy Data analyzed home purchase mortgage activity in Somerset County, New Jersey, home to North Plainfield, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 9,634 applications were decided by 385 lenders between 2023 and 2025.

Somerset County at a glance

385Active lenders98 with 20+ decisions
91.5%Market approval rate8,815 of 9,634 decided
$475KTypical loanmedian lender, $10K brackets
96%Borrower take-up8,499 loans funded

How Somerset County compares

Approval rate compared
Somerset County91.5%New Jersey89.0%All 616 counties87.6%
Typical loan compared
Somerset County$475KNew Jersey$445KAll 616 counties$335K

What the data shows

Rocket Mortgage, LLC made the most home purchase mortgages in Somerset County, NJ, 446 of them.

Kearny Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 69.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 66% approved of 38One lender: 72% approved of 47One lender: 76% approved of 272One lender: 79% approved of 52One lender: 80% approved of 140One lender: 81% approved of 161One lender: 85% approved of 39One lender: 85% approved of 114One lender: 85% approved of 62One lender: 86% approved of 50One lender: 86% approved of 44One lender: 87% approved of 127One lender: 87% approved of 193One lender: 87% approved of 231One lender: 88% approved of 179One lender: 89% approved of 36One lender: 90% approved of 69Rocket Mortgage, LLC: 90% approved of 498One lender: 91% approved of 116United Wholesale Mortgage, LLC: 91% approved of 514JPMorgan Chase Bank, National Association: 91% approved of 280One lender: 92% approved of 36One lender: 92% approved of 37One lender: 92% approved of 75One lender: 92% approved of 65One lender: 92% approved of 66One lender: 93% approved of 95One lender: 93% approved of 99One lender: 93% approved of 89One lender: 93% approved of 90One lender: 93% approved of 75One lender: 94% approved of 206One lender: 94% approved of 105One lender: 94% approved of 54One lender: 95% approved of 39One lender: 95% approved of 118One lender: 95% approved of 126One lender: 95% approved of 63One lender: 95% approved of 43One lender: 95% approved of 66One lender: 96% approved of 93One lender: 96% approved of 271One lender: 96% approved of 55One lender: 96% approved of 112One lender: 96% approved of 56One lender: 97% approved of 216One lender: 97% approved of 64One lender: 97% approved of 102One lender: 98% approved of 83Crosscountry Mortgage, LLC: 98% approved of 379One lender: 98% approved of 253One lender: 98% approved of 44One lender: 98% approved of 89One lender: 98% approved of 45One lender: 98% approved of 119One lender: 98% approved of 123Embrace Home Loans, Inc.: 99% approved of 330One lender: 100% approved of 69One lender: 100% approved of 59One lender: 100% approved of 59

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Somerset County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%466 / 51498%$445K459
2Rocket Mortgage, LLC90%450 / 49899%$475K446
3Crosscountry Mortgage, LLC98%370 / 37999%$465K368
4Embrace Home Loans, Inc.99%327 / 33094%$545K307
5JPMorgan Chase Bank, National Association91%256 / 28099%$535K254

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 380 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Somerset County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Somerset County

Bank of America, National AssociationGuaranteed Rate, Inc.Guaranteed Rate Affinity, LLCTD Bank, National AssociationMovement Mortgage, LLCNj Lenders Corp.Wells Fargo Bank, National AssociationU.S. Bank National AssociationPNC Bank, National AssociationPennymac Loan Services, LLCCitizens Bank, National AssociationLoandepot.Com, LLCCmg Mortgage, Inc.American Federal Mortgage CorporationAdvisors Mortgage Group, L.L.C.Paramount Residential Mortgage Group, Inc.AffinityAmerican Neighborhood Mortgage Acceptance Company LLCPulte Mortgage LLCProvident Funding Associates, L.P.Absolute Home Mortgage CorporationManufacturers and Traders Trust CompanyMortgage Access Corp.K. Hovnanian American Mortgage, L.L.C.Union Home Mortgage Corp.Prosperity Home Mortgage, LLCCitibank, National AssociationFairway Independent Mortgage CorporationMlb Residential Lending, LLCNewrez LLC

Other lending data for Somerset County

Home improvement loans in Somerset CountyCash-out refinance in Somerset CountyRefinance in Somerset CountyInvestment property purchase in Somerset CountyInvestment cash-out refinance in Somerset CountyInvestment refinance in Somerset CountyInvestment home improvement in Somerset County

Nearby markets

All lending in Somerset CountyCounty overviewMortgage lenders across New JerseyStatewideHunterdon CountyNearby countyMercer CountyNearby countyMiddlesex CountyNearby countyMorris CountyNearby countyUnion CountyNearby county