Lender profile · HMDA 2023–2025
Mortgage America, Inc. mortgage approval rates & lending data
Mortgage America, Inc. decided 4,369 mortgage applications and funded 4,278 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 3,775 / 3,846 | 100% | $265K | 3,773 |
| Cash-out refinance | 97% | 111 / 114 | 100% | $205K | 111 |
| Refinance | 97% | 114 / 117 | 100% | $295K | 114 |
| Investment property purchase | 97% | 223 / 230 | 100% | $165K | 223 |
| Investment cash-out refinance | 93% | 41 / 44 | 100% | $195K | 41 |
Mortgage America, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 98% | $265K | 4,294 | 4,205 |
| New Jersey | 100% | $315K | 31 | 31 |
| Delaware | 93% | $355K | 30 | 28 |
| Florida | 100% | $315K | 13 | 13 |
| South Carolina | 100% | $335K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.