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investment property lenders · HMDA 2023–2025

Investment property lenders in Berks County, Pennsylvania

Fat Boy Data analyzed investment property mortgage activity in Berks County, Pennsylvania, home to Reading, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,545 applications were decided by 194 lenders between 2023 and 2025.

Berks County at a glance

194Active lenders18 with 20+ decisions
86.0%Market approval rate1,329 of 1,545 decided
$155KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,285 loans funded

How Berks County compares

Approval rate compared
Berks County86.0%Pennsylvania87.8%All 616 counties87.5%
Typical loan compared
Berks County$155KPennsylvania$175KAll 616 counties$255K

What the data shows

Cv3 Financial Services, LLC made the most investment property mortgages in Berks County, PA, 114 of them.

The Victory Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 46.

The typical investment property mortgage here is $155K, 11% smaller than the Pennsylvania typical of $175K.

Approval rate of all 18 lenders with 20+ decisions here
0%25%50%75%100%One lender: 35% approved of 23One lender: 65% approved of 43One lender: 66% approved of 44One lender: 70% approved of 27Diamond Credit Union: 75% approved of 79Cv3 Financial Services, LLC: 87% approved of 132United Wholesale Mortgage, LLC: 89% approved of 63One lender: 90% approved of 20Kiavi Funding, Inc.: 91% approved of 86One lender: 91% approved of 58One lender: 93% approved of 27One lender: 94% approved of 34Mortgage America, Inc.: 96% approved of 69One lender: 96% approved of 50One lender: 96% approved of 53One lender: 100% approved of 46One lender: 100% approved of 40One lender: 100% approved of 32

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Berks County

LenderApprovalApprovedTaken upTypical loanLoans made
1Cv3 Financial Services, LLC87%115 / 13299%$145K114
2Kiavi Funding, Inc.91%78 / 8695%$135K74
3Diamond Credit Union75%59 / 79100%$85K59
4Mortgage America, Inc.96%66 / 69100%$145K66
5United Wholesale Mortgage, LLCBroker only89%56 / 63100%$155K56

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 189 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Berks County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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