Mortgage Assurance, Inc. mortgage approval rate & lending review
Mortgage Assurance, Inc. decided 1,940 mortgage applications and funded 1,859 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mortgage Assurance, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mortgage Assurance, Inc. at a glance
Approval is 13.5 points above the 85.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 1,498 / 1,517 | 97% | $385K | 1,454 |
| Cash-out refinance | 98% | 160 / 164 | 98% | $315K | 157 |
| Refinance | 100% | 153 / 153 | 99% | $345K | 151 |
| Investment property purchase | 96% | 85 / 89 | 96% | $255K | 82 |
Mortgage Assurance, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 98% | $395K | 1,119 | 1,086 |
| South Carolina | 100% | $375K | 221 | 210 |
| North Carolina | 99% | $335K | 177 | 168 |
| Florida | 100% | $325K | 100 | 95 |
| Illinois | 94% | $285K | 96 | 81 |
| Indiana | 100% | $275K | 80 | 80 |
| Arkansas | 100% | $445K | 43 | 43 |
| New Hampshire | 96% | $385K | 23 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mortgage Assurance, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Gwinnett County, GA | Mortgage lenders | 97% | 158 | 152 |
| Cobb County, GA | Mortgage lenders | 99% | 126 | 124 |
| Cherokee County, GA | Mortgage lenders | 99% | 118 | 114 |
| DeKalb County, GA | Mortgage lenders | 99% | 97 | 95 |
| Forsyth County, GA | Mortgage lenders | 100% | 69 | 68 |
| Paulding County, GA | Mortgage lenders | 96% | 45 | 43 |
| Catawba County, NC | Mortgage lenders | 100% | 33 | 32 |
| Bartow County, GA | Mortgage lenders | 100% | 27 | 27 |
| Porter County, IN | Mortgage lenders | 100% | 21 | 21 |
| Cherokee County, GA | Cash-out refinance | 100% | 20 | 20 |
| Cobb County, GA | Cash-out refinance | 100% | 20 | 20 |
The county markets where Mortgage Assurance, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Mortgage Assurance, Inc.
What is Mortgage Assurance, Inc.'s mortgage approval rate?
Mortgage Assurance, Inc. approved 98.5% of the 1,940 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.5 points above the 85.0% national rate for the same mix of loan types.
How often do borrowers take the loan Mortgage Assurance, Inc. offers?
Borrowers accepted 97% of the loans Mortgage Assurance, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mortgage Assurance, Inc. make?
The typical home purchase mortgage loan Mortgage Assurance, Inc. made was $385K; across all loan types its typical loan ran from $255K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mortgage Assurance, Inc. lend?
Mortgage Assurance, Inc. decided applications in 21 of the states Fat Boy Data covers, most of them in Georgia, South Carolina and North Carolina.
Can I apply to Mortgage Assurance, Inc. directly?
Yes. Mortgage Assurance, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Mortgage Assurance, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mortgage Assurance, Inc. treats applications, then get a rate quote from the lender.