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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cherokee County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Cherokee County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,759 applications were decided by 258 lenders between 2023 and 2025.

Cherokee County at a glance

258Active lenders40 with 20+ decisions
75.5%Market approval rate3,593 of 4,759 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,429 loans funded

How Cherokee County compares

Approval rate compared
Cherokee County75.5%Georgia64.2%All 616 counties68.2%
Typical loan compared
Cherokee County$205KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cherokee County, GA, 1,067 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Vanderbilt Mortgage and Finance, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Lenders approved 75.5% of cash-out refinance applications in Cherokee County, GA, 11.3 percentage points above the Georgia rate of 64.2%.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 10% approved of 30Amerisave Mortgage Corporation: 32% approved of 312American Financing Corporation: 37% approved of 51Lakeview Loan Servicing, LLC: 40% approved of 52Carrington Mortgage Services, LLC: 42% approved of 85New Day Financial, LLC: 43% approved of 49Spring Eq, LLC: 45% approved of 42Newrez LLC: 59% approved of 160Prosperity Home Mortgage, LLC: 64% approved of 25Village Capital & Investment LLC: 65% approved of 23New American Funding, LLC: 67% approved of 48Mutual of Omaha Mortgage, Inc.: 68% approved of 41Ithink Financial Credit Union: 70% approved of 44Navy Federal Credit Union: 72% approved of 82Lower, LLC: 73% approved of 22Loandepot.Com, LLC: 74% approved of 144Delta Community Credit Union: 76% approved of 93Lge Community Credit Union: 77% approved of 30Wells Fargo Bank, National Association: 77% approved of 96United Wholesale Mortgage, LLC: 78% approved of 335Center Parc Credit Union: 78% approved of 23Pennymac Loan Services, LLC: 78% approved of 148Freedom Mortgage Corporation: 79% approved of 121JPMorgan Chase Bank, National Association: 79% approved of 24The Federal Savings Bank: 81% approved of 27Ameris Bank: 83% approved of 42Regions Bank: 84% approved of 32GoodLeap, LLC: 86% approved of 49Flagstar Bank, National Association: 87% approved of 67Rocket Mortgage, LLC: 88% approved of 1,262Nationstar Mortgage LLC: 90% approved of 125Fairway Independent Mortgage Corporation: 91% approved of 22Reliance First Capital, LLC: 91% approved of 22Crosscountry Mortgage, LLC: 92% approved of 26Credit Union of Georgia: 96% approved of 45Movement Mortgage, LLC: 96% approved of 24Vanderbilt Mortgage and Finance, Inc.: 100% approved of 23Coastal Community Bank: 100% approved of 23Renasant Bank: 100% approved of 21Mortgage Assurance, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Cherokee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC88%1,105 / 1,26297%$165K1,067
2United Wholesale Mortgage, LLCBroker only78%261 / 33599%$305K259
3Amerisave Mortgage Corporation32%99 / 31299%$105K98
4Newrez LLC59%94 / 160100%$115K94
5Pennymac Loan Services, LLC78%116 / 14896%$215K111

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 253 more lenders.

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