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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cherokee County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Cherokee County, Georgia to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,759 applications were decided by 258 lenders between 2023 and 2025.

Cherokee County at a glance

258Active lenders40 with 20+ decisions
75.5%Market approval rate3,593 of 4,759 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,429 loans funded

How Cherokee County compares

Approval rate compared
Cherokee County75.5%Georgia64.2%All 616 counties68.2%
Typical loan compared
Cherokee County$205KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cherokee County, GA, 1,067 of them.

That is 31% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Vanderbilt Mortgage and Finance, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 23.

Lenders approved 75.5% of cash-out refinance applications in Cherokee County, GA, 11.3 percentage points above the Georgia rate of 64.2%.

Approval rate of all 40 lenders with 20+ decisions here
0%25%50%75%100%One lender: 10% approved of 30Amerisave Mortgage Corporation: 32% approved of 312One lender: 37% approved of 51One lender: 40% approved of 52One lender: 42% approved of 85One lender: 43% approved of 49One lender: 45% approved of 42Newrez LLC: 59% approved of 160One lender: 64% approved of 25One lender: 65% approved of 23One lender: 67% approved of 48One lender: 68% approved of 41One lender: 70% approved of 44One lender: 72% approved of 82One lender: 73% approved of 22One lender: 74% approved of 144One lender: 76% approved of 93One lender: 77% approved of 30One lender: 77% approved of 96United Wholesale Mortgage, LLC: 78% approved of 335One lender: 78% approved of 23Pennymac Loan Services, LLC: 78% approved of 148One lender: 79% approved of 121One lender: 79% approved of 24One lender: 81% approved of 27One lender: 83% approved of 42One lender: 84% approved of 32One lender: 86% approved of 49One lender: 87% approved of 67Rocket Mortgage, LLC: 88% approved of 1,262One lender: 90% approved of 125One lender: 91% approved of 22One lender: 91% approved of 22One lender: 92% approved of 26One lender: 96% approved of 45One lender: 96% approved of 24One lender: 100% approved of 23One lender: 100% approved of 23One lender: 100% approved of 21One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Cherokee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC88%1,105 / 1,26297%$165K1,067
2United Wholesale Mortgage, LLCBroker only78%261 / 33599%$305K259
3Amerisave Mortgage Corporation32%99 / 31299%$105K98
4Newrez LLC59%94 / 160100%$115K94
5Pennymac Loan Services, LLC78%116 / 14896%$215K111

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 253 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Cherokee County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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