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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cobb County, Georgia

Fat Boy Data analyzed cash-out refinance activity in Cobb County, Georgia, home to Marietta, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,612 applications were decided by 332 lenders between 2023 and 2025.

Cobb County at a glance

332Active lenders59 with 20+ decisions
69.2%Market approval rate7,347 of 10,612 decided
$175KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,950 loans funded

How Cobb County compares

Approval rate compared
Cobb County69.2%Georgia64.2%All 616 counties68.2%
Typical loan compared
Cobb County$175KGeorgia$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cobb County, GA, 2,082 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Iserve Residential Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Lenders approved 69.2% of cash-out refinance applications in Cobb County, GA, 5.1 percentage points above the Georgia rate of 64.2%.

The typical cash-out refinance here is $175K, 10% smaller than the Georgia typical of $195K.

Approval rate of all 59 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 85One lender: 26% approved of 121Amerisave Mortgage Corporation: 27% approved of 669One lender: 33% approved of 21American Financing Corporation: 35% approved of 341One lender: 45% approved of 292One lender: 45% approved of 29One lender: 48% approved of 105One lender: 48% approved of 67One lender: 51% approved of 70Newrez LLC: 52% approved of 427One lender: 59% approved of 41One lender: 60% approved of 111One lender: 61% approved of 222One lender: 61% approved of 44One lender: 62% approved of 213One lender: 62% approved of 138One lender: 63% approved of 35One lender: 63% approved of 30One lender: 64% approved of 28One lender: 67% approved of 116One lender: 68% approved of 37One lender: 68% approved of 311One lender: 69% approved of 29One lender: 69% approved of 254One lender: 71% approved of 306One lender: 74% approved of 35One lender: 76% approved of 70One lender: 76% approved of 25One lender: 77% approved of 30One lender: 77% approved of 147One lender: 78% approved of 40One lender: 78% approved of 63United Wholesale Mortgage, LLC: 79% approved of 644One lender: 79% approved of 29One lender: 80% approved of 20One lender: 80% approved of 297One lender: 80% approved of 96One lender: 81% approved of 303One lender: 82% approved of 38Rocket Mortgage, LLC: 82% approved of 2,629One lender: 82% approved of 40One lender: 84% approved of 67One lender: 85% approved of 26One lender: 87% approved of 101One lender: 88% approved of 48One lender: 88% approved of 25One lender: 88% approved of 25One lender: 88% approved of 102One lender: 90% approved of 63One lender: 90% approved of 42One lender: 91% approved of 22One lender: 91% approved of 23One lender: 94% approved of 34One lender: 95% approved of 55One lender: 96% approved of 26One lender: 96% approved of 28One lender: 100% approved of 27One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Cobb County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%2,157 / 2,62997%$155K2,082
2Amerisave Mortgage Corporation27%178 / 66996%$115K171
3United Wholesale Mortgage, LLCBroker only79%509 / 64497%$265K495
4Newrez LLC52%221 / 427100%$145K221
5American Financing Corporation35%118 / 34176%$215K90

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 327 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Cobb County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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