My Mortgage, Inc. mortgage approval rate & lending review
My Mortgage, Inc. decided 3,000 mortgage applications and funded 2,717 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions My Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
My Mortgage, Inc. at a glance
Approval is 9.9 points above the 86.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,531 / 2,621 | 95% | $355K | 2,395 |
| Refinance | 95% | 210 / 220 | 91% | $345K | 191 |
| Investment property purchase | 96% | 96 / 100 | 91% | $225K | 87 |
| Investment refinance | 98% | 58 / 59 | 76% | $275K | 44 |
My Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 97% | $355K | 2,504 | 2,290 |
| Maryland | 96% | $345K | 185 | 154 |
| New Jersey | 96% | $425K | 128 | 116 |
| Texas | 95% | $315K | 56 | 47 |
| Georgia | 92% | $325K | 25 | 21 |
| Virginia | 100% | $465K | 20 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where My Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Miami-Dade County, FL | Mortgage lenders | 98% | 698 | 649 |
| Hillsborough County, FL | Mortgage lenders | 98% | 433 | 416 |
| Broward County, FL | Mortgage lenders | 97% | 282 | 249 |
| Osceola County, FL | Mortgage lenders | 90% | 106 | 90 |
| Hernando County, FL | Mortgage lenders | 100% | 83 | 80 |
| Miami-Dade County, FL | Refinance | 99% | 69 | 62 |
The county markets where My Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about My Mortgage, Inc.
What is My Mortgage, Inc.'s mortgage approval rate?
My Mortgage, Inc. approved 96.5% of the 3,000 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 86.6% national rate for the same mix of loan types.
How often do borrowers take the loan My Mortgage, Inc. offers?
Borrowers accepted 94% of the loans My Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does My Mortgage, Inc. make?
The typical home purchase mortgage loan My Mortgage, Inc. made was $355K; across all loan types its typical loan ran from $225K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does My Mortgage, Inc. lend?
My Mortgage, Inc. decided applications in 21 of the states Fat Boy Data covers, most of them in Florida, Maryland and New Jersey.
Can I apply to My Mortgage, Inc. directly?
Yes. My Mortgage, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show My Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how My Mortgage, Inc. treats applications, then get a rate quote from the lender.