Lender profile · HMDA 2023–2025
My Mortgage, Inc. mortgage approval rates & lending data
My Mortgage, Inc. decided 3,000 mortgage applications and funded 2,717 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 2,531 / 2,621 | 95% | $355K | 2,395 |
| Refinance | 95% | 210 / 220 | 91% | $345K | 191 |
| Investment property purchase | 96% | 96 / 100 | 91% | $225K | 87 |
| Investment refinance | 98% | 58 / 59 | 76% | $275K | 44 |
My Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Florida | 97% | $355K | 2,504 | 2,290 |
| Maryland | 96% | $345K | 185 | 154 |
| New Jersey | 96% | $425K | 128 | 116 |
| Texas | 95% | $315K | 56 | 47 |
| Georgia | 92% | $325K | 25 | 21 |
| Virginia | 100% | $465K | 20 | 19 |
| Pennsylvania | 100% | $195K | 19 | 16 |
| California | 85% | $385K | 13 | 10 |
| North Carolina | 89% | $225K | 9 | 7 |
| District of Columbia | 88% | $315K | 8 | 7 |
| West Virginia | 100% | $275K | 7 | 7 |
| Michigan | 100% | $85K | 5 | 4 |
| Delaware | 100% | $75K | 4 | 4 |
| Nebraska | 75% | $255K | 4 | 3 |
| Connecticut | 100% | $345K | 3 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.