refinance lenders · HMDA 2023–2025

Refinance lenders in Miami-Dade County, Florida

Fat Boy Data analyzed mortgage refinance activity in Miami-Dade County, Florida to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,702 applications were decided by 394 lenders between 2023 and 2025.

Miami-Dade County at a glance

394Active lenders82 with 20+ decisions
59.0%Market approval rate6,907 of 11,702 decided
$345KTypical loanmedian lender, $10K brackets
90%Borrower take-up6,229 loans funded

How Miami-Dade County compares

Approval rate compared
Miami-Dade County59.0%Florida66.8%All 616 counties76.5%
Typical loan compared
Miami-Dade County$345KFlorida$315KAll 616 counties$295K

What the data shows

TD Bank, National Association made the most mortgage refinances in Miami-Dade County, FL, 326 of them.

My Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 69.

Lenders approved 59.0% of mortgage refinance applications in Miami-Dade County, FL, 7.8 percentage points below the Florida rate of 66.8%.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 11% approved of 63One lender: 19% approved of 423One lender: 28% approved of 36One lender: 33% approved of 415One lender: 35% approved of 190One lender: 36% approved of 56One lender: 39% approved of 138One lender: 40% approved of 58Bank of America, National Association: 43% approved of 777One lender: 47% approved of 216One lender: 47% approved of 264One lender: 47% approved of 51Truist Bank: 50% approved of 580One lender: 50% approved of 50One lender: 51% approved of 85One lender: 52% approved of 250One lender: 52% approved of 46One lender: 52% approved of 181One lender: 54% approved of 54One lender: 54% approved of 54One lender: 54% approved of 371One lender: 55% approved of 44One lender: 56% approved of 34TD Bank, National Association: 56% approved of 587One lender: 57% approved of 42One lender: 59% approved of 34One lender: 60% approved of 75One lender: 60% approved of 35One lender: 61% approved of 46One lender: 61% approved of 49One lender: 62% approved of 331One lender: 62% approved of 113One lender: 62% approved of 120Rocket Mortgage, LLC: 64% approved of 532United Wholesale Mortgage, LLC: 65% approved of 1,069One lender: 66% approved of 35One lender: 69% approved of 212One lender: 69% approved of 144One lender: 70% approved of 216One lender: 73% approved of 37One lender: 73% approved of 123One lender: 74% approved of 89One lender: 74% approved of 35One lender: 74% approved of 152One lender: 74% approved of 43One lender: 77% approved of 100One lender: 77% approved of 57One lender: 78% approved of 37One lender: 80% approved of 65One lender: 82% approved of 114One lender: 83% approved of 176One lender: 86% approved of 125One lender: 86% approved of 74One lender: 90% approved of 224One lender: 90% approved of 84One lender: 92% approved of 36One lender: 95% approved of 43One lender: 96% approved of 45One lender: 97% approved of 37One lender: 99% approved of 69

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Miami-Dade County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only65%700 / 1,06995%$465K668
2Bank of America, National Association43%334 / 77797%$205K325
3TD Bank, National Association56%330 / 58799%$255K326
4Truist Bank50%288 / 58091%$235K261
5Rocket Mortgage, LLC64%339 / 53294%$415K317

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 389 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Miami-Dade County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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