NASA Federal Credit Union mortgage approval rate & lending review
NASA Federal Credit Union decided 1,179 mortgage applications and funded 982 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions NASA Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
NASA Federal Credit Union at a glance
Approval is 22.0 points above the 72.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 262 / 277 | 92% | $385K | 242 |
| Home improvement loans | 96% | 510 / 534 | 85% | $75K | 434 |
| Cash-out refinance | 94% | 47 / 50 | 94% | $275K | 44 |
| Refinance | 94% | 251 / 266 | 88% | $135K | 220 |
| Investment property purchase | 88% | 30 / 34 | 93% | $175K | 28 |
NASA Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maryland | 94% | $135K | 563 | 467 |
| Virginia | 99% | $155K | 121 | 112 |
| Florida | 92% | $105K | 73 | 58 |
| California | 92% | $115K | 65 | 50 |
| Texas | 93% | $245K | 46 | 39 |
| Georgia | 88% | $135K | 42 | 30 |
| District of Columbia | 90% | $65K | 31 | 24 |
| North Carolina | 97% | $85K | 30 | 24 |
| Pennsylvania | 100% | $105K | 25 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where NASA Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Prince George's County, MD | Home improvement loans | 92% | 93 | 72 |
| Anne Arundel County, MD | Home improvement loans | 97% | 74 | 66 |
| Prince George's County, MD | Refinance | 95% | 44 | 35 |
| Montgomery County, MD | Home improvement loans | 94% | 33 | 30 |
| Howard County, MD | Home improvement loans | 97% | 32 | 24 |
| Anne Arundel County, MD | Refinance | 95% | 22 | 20 |
| Montgomery County, MD | Refinance | 86% | 22 | 17 |
The county markets where NASA Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about NASA Federal Credit Union
What is NASA Federal Credit Union's mortgage approval rate?
NASA Federal Credit Union approved 94.7% of the 1,179 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 22.0 points above the 72.7% national rate for the same mix of loan types.
How often do borrowers take the loan NASA Federal Credit Union offers?
Borrowers accepted 88% of the loans NASA Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does NASA Federal Credit Union make?
The typical home improvement loan loan NASA Federal Credit Union made was $75K; across all loan types its typical loan ran from $75K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does NASA Federal Credit Union lend?
NASA Federal Credit Union decided applications in 41 of the states Fat Boy Data covers, most of them in Maryland, Virginia and Florida.
Can I apply to NASA Federal Credit Union directly?
Yes. NASA Federal Credit Union is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show NASA Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how NASA Federal Credit Union treats applications, then get a rate quote from the lender.