Lender profile · HMDA 2023–2025
New Horizons Credit Union mortgage approval rates & lending data
New Horizons Credit Union decided 364 mortgage applications and funded 267 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 96 / 111 | 99% | $335K | 95 |
| Home improvement loans | 84% | 26 / 31 | 100% | $55K | 26 |
| Cash-out refinance | 72% | 134 / 185 | 96% | $65K | 128 |
| Refinance | 47% | 16 / 34 | 100% | $225K | 16 |
New Horizons Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 76% | $65K | 358 | 264 |
| Mississippi | 50% | $185K | 4 | 2 |
| Florida | 50% | $305K | 2 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.