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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Mobile County, Alabama

Fat Boy Data analyzed cash-out refinance activity in Mobile County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,489 applications were decided by 205 lenders between 2023 and 2025.

Mobile County at a glance

205Active lenders29 with 20+ decisions
59.7%Market approval rate2,680 of 4,489 decided
$135KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,499 loans funded

How Mobile County compares

Approval rate compared
Mobile County59.7%Alabama64.9%All 616 counties68.2%
Typical loan compared
Mobile County$135KAlabama$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Mobile County, AL, 724 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Gmfs LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 28.

Lenders approved 59.7% of cash-out refinance applications in Mobile County, AL, 5.2 percentage points below the Alabama rate of 64.9%.

The typical cash-out refinance here is $135K, 13% smaller than the Alabama typical of $155K.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 12% approved of 101Amerisave Mortgage Corporation: 22% approved of 374One lender: 32% approved of 77One lender: 35% approved of 34Carrington Mortgage Services, LLC: 40% approved of 209One lender: 41% approved of 56One lender: 42% approved of 135One lender: 46% approved of 35One lender: 46% approved of 131One lender: 48% approved of 63One lender: 48% approved of 48One lender: 50% approved of 52Loandepot.Com, LLC: 53% approved of 179One lender: 60% approved of 52One lender: 61% approved of 61One lender: 62% approved of 60One lender: 65% approved of 81One lender: 67% approved of 48United Wholesale Mortgage, LLC: 67% approved of 203One lender: 69% approved of 176One lender: 69% approved of 120One lender: 70% approved of 148One lender: 72% approved of 89One lender: 72% approved of 57One lender: 73% approved of 26One lender: 75% approved of 104One lender: 75% approved of 20Rocket Mortgage, LLC: 75% approved of 994One lender: 93% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Mobile County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC75%750 / 99497%$135K724
2Amerisave Mortgage Corporation22%81 / 37494%$105K76
3Carrington Mortgage Services, LLC40%83 / 20977%$125K64
4United Wholesale Mortgage, LLCBroker only67%136 / 20398%$195K133
5Loandepot.Com, LLC53%94 / 17998%$145K92

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 200 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Mobile County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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