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refinance lenders · HMDA 2023–2025

Refinance lenders in Mobile County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Mobile County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,096 applications were decided by 182 lenders between 2023 and 2025.

Mobile County at a glance

182Active lenders31 with 20+ decisions
73.2%Market approval rate2,266 of 3,096 decided
$155KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,066 loans funded

How Mobile County compares

Approval rate compared
Mobile County73.2%Alabama77.5%All 616 counties76.5%
Typical loan compared
Mobile County$155KAlabama$205KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Mobile County, AL, 306 of them.

Gmfs LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 47.

The typical mortgage refinance here is $155K, 24% smaller than the Alabama typical of $205K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 52One lender: 46% approved of 24One lender: 46% approved of 54One lender: 54% approved of 26One lender: 55% approved of 20One lender: 57% approved of 51One lender: 62% approved of 21One lender: 63% approved of 65One lender: 67% approved of 24PNC Bank, National Association: 67% approved of 340One lender: 68% approved of 31Regions Bank: 68% approved of 489One lender: 68% approved of 38One lender: 70% approved of 20One lender: 71% approved of 49One lender: 71% approved of 35Rocket Mortgage, LLC: 74% approved of 197One lender: 80% approved of 59One lender: 83% approved of 36United Wholesale Mortgage, LLC: 84% approved of 161One lender: 85% approved of 34One lender: 85% approved of 89One lender: 86% approved of 29One lender: 87% approved of 78One lender: 88% approved of 33Trustmark Bank: 88% approved of 128One lender: 90% approved of 81One lender: 92% approved of 26One lender: 95% approved of 21One lender: 97% approved of 127One lender: 98% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Mobile County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank68%332 / 48992%$65K306
2PNC Bank, National Association67%228 / 34094%$95K214
3Rocket Mortgage, LLC74%146 / 19794%$205K137
4United Wholesale Mortgage, LLCBroker only84%136 / 16194%$245K128
5Trustmark Bank88%113 / 12897%$115K110

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 177 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Mobile County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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