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refinance lenders · HMDA 2023–2025

Refinance lenders in Mobile County, Alabama

Fat Boy Data analyzed mortgage refinance activity in Mobile County, Alabama to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,096 applications were decided by 182 lenders between 2023 and 2025.

Mobile County at a glance

182Active lenders31 with 20+ decisions
73.2%Market approval rate2,266 of 3,096 decided
$155KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,066 loans funded

How Mobile County compares

Approval rate compared
Mobile County73.2%Alabama77.5%All 616 counties76.5%
Typical loan compared
Mobile County$155KAlabama$205KAll 616 counties$295K

What the data shows

Regions Bank made the most mortgage refinances in Mobile County, AL, 306 of them.

Gmfs LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 47.

The typical mortgage refinance here is $155K, 24% smaller than the Alabama typical of $205K.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 25% approved of 52New Horizons Credit Union: 46% approved of 24Lakeview Loan Servicing, LLC: 46% approved of 54Wells Fargo Bank, National Association: 54% approved of 26Navy Federal Credit Union: 55% approved of 20Newrez LLC: 57% approved of 51All In Federal Credit Union: 62% approved of 21Mortgage Research Center, LLC: 63% approved of 65Loandepot.Com, LLC: 67% approved of 24PNC Bank, National Association: 67% approved of 340Navigator Cu: 68% approved of 31Regions Bank: 68% approved of 489Milend, Inc.: 68% approved of 38Truist Bank: 70% approved of 20Royal United Mortgage LLC: 71% approved of 49Hancock Whitney Bank: 71% approved of 35Rocket Mortgage, LLC: 74% approved of 197Cadence Bank: 80% approved of 59The First Bank: 83% approved of 36United Wholesale Mortgage, LLC: 84% approved of 161First Horizon Bank: 85% approved of 34Pennymac Loan Services, LLC: 85% approved of 89River Bank & Trust: 86% approved of 29Village Capital & Investment LLC: 87% approved of 78Renasant Bank: 88% approved of 33Trustmark Bank: 88% approved of 128Community Bank of Mississippi: 90% approved of 81Amerihome Mortgage Company, LLC: 92% approved of 26America's First: 95% approved of 21Freedom Mortgage Corporation: 97% approved of 127Gmfs LLC: 98% approved of 47

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Mobile County

LenderApprovalApprovedTaken upTypical loanLoans made
1Regions Bank68%332 / 48992%$65K306
2PNC Bank, National Association67%228 / 34094%$95K214
3Rocket Mortgage, LLC74%146 / 19794%$205K137
4United Wholesale Mortgage, LLCBroker only84%136 / 16194%$245K128
5Trustmark Bank88%113 / 12897%$115K110

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 177 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Mobile County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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  • Typical loan and full range
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