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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Bergen County, New Jersey

Fat Boy Data analyzed home purchase mortgage activity in Bergen County, New Jersey, home to Hackensack, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 21,087 applications were decided by 456 lenders between 2023 and 2025.

Bergen County at a glance

456Active lenders147 with 20+ decisions
89.2%Market approval rate18,803 of 21,087 decided
$545KTypical loanmedian lender, $10K brackets
97%Borrower take-up18,148 loans funded

How Bergen County compares

Approval rate compared
Bergen County89.2%New Jersey89.0%All 616 counties87.6%
Typical loan compared
Bergen County$545KNew Jersey$445KAll 616 counties$335K

What the data shows

Crosscountry Mortgage, LLC made the most home purchase mortgages in Bergen County, NJ, 1,239 of them.

Embrace Home Loans, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 99% of 69.

The typical home purchase mortgage here is $545K, 22% larger than the New Jersey typical of $445K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 49% approved of 113One lender: 72% approved of 107One lender: 73% approved of 168One lender: 76% approved of 578One lender: 76% approved of 85One lender: 78% approved of 344One lender: 78% approved of 128One lender: 79% approved of 95One lender: 82% approved of 298Rocket Mortgage, LLC: 84% approved of 1,002One lender: 85% approved of 86One lender: 85% approved of 565One lender: 85% approved of 81One lender: 86% approved of 74One lender: 87% approved of 193One lender: 87% approved of 69One lender: 87% approved of 132One lender: 88% approved of 96One lender: 88% approved of 336One lender: 88% approved of 238United Wholesale Mortgage, LLC: 88% approved of 1,292One lender: 89% approved of 145One lender: 89% approved of 155One lender: 90% approved of 525JPMorgan Chase Bank, National Association: 90% approved of 968One lender: 91% approved of 159One lender: 91% approved of 87One lender: 91% approved of 373One lender: 91% approved of 168One lender: 91% approved of 292One lender: 91% approved of 70One lender: 92% approved of 115One lender: 92% approved of 78One lender: 93% approved of 94One lender: 93% approved of 148One lender: 93% approved of 247One lender: 93% approved of 236One lender: 94% approved of 96One lender: 94% approved of 274One lender: 94% approved of 311One lender: 94% approved of 69One lender: 95% approved of 160One lender: 95% approved of 753Crosscountry Mortgage, LLC: 95% approved of 1,316One lender: 95% approved of 166One lender: 95% approved of 170Nj Lenders Corp.: 95% approved of 911One lender: 95% approved of 88One lender: 96% approved of 76One lender: 96% approved of 78One lender: 97% approved of 86One lender: 97% approved of 532One lender: 97% approved of 90One lender: 97% approved of 230One lender: 97% approved of 135One lender: 97% approved of 195One lender: 98% approved of 316One lender: 98% approved of 111One lender: 98% approved of 131One lender: 99% approved of 69

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Bergen County

LenderApprovalApprovedTaken upTypical loanLoans made
1Crosscountry Mortgage, LLC95%1,252 / 1,31699%$545K1,239
2United Wholesale Mortgage, LLCBroker only88%1,141 / 1,29299%$535K1,127
3Rocket Mortgage, LLC84%843 / 1,00299%$515K831
4JPMorgan Chase Bank, National Association90%873 / 96899%$555K860
5Nj Lenders Corp.95%869 / 91199%$545K857

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 451 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Bergen County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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