NuVision Federal Credit Union mortgage approval rate & lending review
NuVision Federal Credit Union decided 2,874 mortgage applications and funded 1,990 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions NuVision Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
NuVision Federal Credit Union at a glance
Approval is 1.8 points below the 71.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 587 / 641 | 99% | $715K | 584 |
| Home improvement loans | 60% | 937 / 1,560 | 100% | $125K | 936 |
| Cash-out refinance | 81% | 124 / 153 | 99% | $235K | 123 |
| Refinance | 64% | 264 / 414 | 100% | $205K | 264 |
| Investment property purchase | 86% | 56 / 65 | 100% | $335K | 56 |
NuVision Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 68% | $125K | 1,897 | 1,293 |
| Alaska | 69% | $125K | 570 | 390 |
| Arizona | 80% | $155K | 139 | 111 |
| Washington | 69% | $205K | 101 | 70 |
| Wyoming | 71% | $65K | 76 | 54 |
| Colorado | 83% | $935K | 23 | 19 |
| Nevada | 83% | $365K | 23 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where NuVision Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Home improvement loans | 60% | 425 | 253 |
| Orange County, CA | Home improvement loans | 63% | 369 | 233 |
| Orange County, CA | Refinance | 64% | 97 | 62 |
| Matanuska-Susitna Borough, AK | Home improvement loans | 54% | 91 | 49 |
| Riverside County, CA | Home improvement loans | 53% | 81 | 42 |
| Maricopa County, AZ | Home improvement loans | 74% | 53 | 39 |
| San Bernardino County, CA | Home improvement loans | 55% | 64 | 35 |
| Matanuska-Susitna Borough, AK | Mortgage lenders | 76% | 34 | 26 |
| Alameda County, CA | Home improvement loans | 66% | 38 | 25 |
| Anchorage Municipality, AK | Refinance | 60% | 35 | 21 |
| San Diego County, CA | Home improvement loans | 70% | 27 | 19 |
| Contra Costa County, CA | Home improvement loans | 58% | 31 | 18 |
The county markets where NuVision Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about NuVision Federal Credit Union
What is NuVision Federal Credit Union's mortgage approval rate?
NuVision Federal Credit Union approved 69.4% of the 2,874 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.8 points below the 71.2% national rate for the same mix of loan types.
How often do borrowers take the loan NuVision Federal Credit Union offers?
Borrowers accepted 100% of the loans NuVision Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does NuVision Federal Credit Union make?
The typical home improvement loan loan NuVision Federal Credit Union made was $125K; across all loan types its typical loan ran from $125K to $715K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does NuVision Federal Credit Union lend?
NuVision Federal Credit Union decided applications in 17 of the states Fat Boy Data covers, most of them in California, Alaska and Arizona.
Can I apply to NuVision Federal Credit Union directly?
Yes. NuVision Federal Credit Union is a bank or credit union with 35 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show NuVision Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how NuVision Federal Credit Union treats applications, then get a rate quote from the lender.