Olympia Federal Savings & Loan Association mortgage approval rate & lending review
Olympia Federal Savings & Loan Association decided 476 mortgage applications and funded 405 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Olympia Federal Savings & Loan Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to olyfed.com.
Olympia Federal Savings & Loan Association at a glance
Approval is 4.8 points above the 82.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 274 / 303 | 98% | $365K | 269 |
| Home improvement loans | 90% | 43 / 48 | 98% | $105K | 42 |
| Refinance | 78% | 57 / 73 | 98% | $265K | 56 |
| Investment property purchase | 81% | 25 / 31 | 100% | $215K | 25 |
Olympia Federal Savings & Loan Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Washington | 87% | $365K | 476 | 405 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Olympia Federal Savings & Loan Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Thurston County, WA | Mortgage lenders | 92% | 255 | 230 |
| Thurston County, WA | Refinance | 77% | 70 | 53 |
| Thurston County, WA | Home improvement loans | 90% | 41 | 36 |
| Thurston County, WA | Investment property purchase | 81% | 26 | 21 |
The county markets where Olympia Federal Savings & Loan Association made the most loans. Each link opens that market with every lender ranked.
Questions about Olympia Federal Savings & Loan Association
What is Olympia Federal Savings & Loan Association's mortgage approval rate?
Olympia Federal Savings & Loan Association approved 87.2% of the 476 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.8 points above the 82.4% national rate for the same mix of loan types.
How often do borrowers take the loan Olympia Federal Savings & Loan Association offers?
Borrowers accepted 98% of the loans Olympia Federal Savings & Loan Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Olympia Federal Savings & Loan Association make?
The typical home purchase mortgage loan Olympia Federal Savings & Loan Association made was $365K; across all loan types its typical loan ran from $105K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Olympia Federal Savings & Loan Association lend?
Olympia Federal Savings & Loan Association decided applications in 1 of the states Fat Boy Data covers, most of them in Washington.
Can I apply to Olympia Federal Savings & Loan Association directly?
Yes. Olympia Federal Savings & Loan Association reports as a direct lender that takes applications from borrowers. Its website is olyfed.com.
Does this page show Olympia Federal Savings & Loan Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Olympia Federal Savings & Loan Association treats applications, then get a rate quote from the lender.