refinance lenders · HMDA 2023–2025

Refinance lenders in Thurston County, Washington

Fat Boy Data analyzed mortgage refinance activity in Thurston County, Washington, home to Lacey, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,203 applications were decided by 215 lenders between 2023 and 2025.

Thurston County at a glance

215Active lenders29 with 20+ decisions
81.9%Market approval rate2,624 of 3,203 decided
$445KTypical loanmedian lender, $10K brackets
91%Borrower take-up2,387 loans funded

How Thurston County compares

Approval rate compared
Thurston County81.9%Washington79.5%All 616 counties76.5%
Typical loan compared
Thurston County$445KWashington$455KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Thurston County, WA, 165 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 38.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%One lender: 32% approved of 44One lender: 55% approved of 76One lender: 56% approved of 93One lender: 60% approved of 35Washington State Employees Credit Union: 63% approved of 179One lender: 65% approved of 34One lender: 73% approved of 99Boeing Employees Credit Union: 76% approved of 165One lender: 77% approved of 70One lender: 78% approved of 49One lender: 79% approved of 24One lender: 79% approved of 24One lender: 81% approved of 21One lender: 83% approved of 123Rocket Mortgage, LLC: 84% approved of 207One lender: 87% approved of 23One lender: 88% approved of 25One lender: 88% approved of 104One lender: 90% approved of 20One lender: 92% approved of 83One lender: 92% approved of 72United Wholesale Mortgage, LLC: 93% approved of 445Freedom Mortgage Corporation: 93% approved of 193One lender: 94% approved of 36One lender: 96% approved of 112One lender: 97% approved of 75One lender: 100% approved of 38One lender: 100% approved of 29One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Thurston County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%414 / 44593%$475K384
2Rocket Mortgage, LLC84%174 / 20795%$445K165
3Freedom Mortgage Corporation93%180 / 19374%$455K134
4Washington State Employees Credit Union63%112 / 17996%$105K108
5Boeing Employees Credit Union76%126 / 16592%$115K116

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 210 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Thurston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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