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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Washoe County, Nevada

Fat Boy Data analyzed home improvement loan activity in Washoe County, Nevada, home to Reno, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,247 applications were decided by 92 lenders between 2023 and 2025.

Washoe County at a glance

92Active lenders25 with 20+ decisions
65.6%Market approval rate2,786 of 4,247 decided
$85KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,589 loans funded

How Washoe County compares

Approval rate compared
Washoe County65.6%Nevada55.8%All 616 counties62.7%
Typical loan compared
Washoe County$85KNevada$75KAll 616 counties$75K

What the data shows

Greater Nevada LLC made the most home improvement loans in Washoe County, NV, 483 of them.

Homebridge Financial Services, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 97% of 33.

Lenders approved 65.6% of home improvement loan applications in Washoe County, NV, 9.8 percentage points above the Nevada rate of 55.8%.

The typical home improvement loan here is $85K, 13% larger than the Nevada typical of $75K.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 25 lenders with 20+ decisions here
0%25%50%75%100%One lender: 41% approved of 80One lender: 43% approved of 137One lender: 44% approved of 45One lender: 46% approved of 111One lender: 47% approved of 30One lender: 48% approved of 33Bank of America, National Association: 51% approved of 574U.S. Bank National Association: 55% approved of 527One lender: 60% approved of 206One lender: 61% approved of 158United Federal Credit Union: 66% approved of 703One lender: 67% approved of 39One lender: 69% approved of 49One lender: 71% approved of 215Figure Lending LLC: 72% approved of 233One lender: 74% approved of 80One lender: 77% approved of 30One lender: 81% approved of 103One lender: 82% approved of 22One lender: 87% approved of 31One lender: 91% approved of 32Greater Nevada LLC: 93% approved of 519One lender: 94% approved of 31One lender: 96% approved of 24One lender: 97% approved of 33

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Washoe County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Federal Credit Union66%467 / 70391%$75K424
2Bank of America, National Association51%292 / 57499%$105K288
3U.S. Bank National Association55%290 / 52798%$85K283
4Greater Nevada LLC93%483 / 519100%$85K483
5Figure Lending LLC72%167 / 23374%$85K123

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 87 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Washoe County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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