Orchard Mortgage, LLC mortgage approval rate & lending review
Orchard Mortgage, LLC decided 711 mortgage applications and funded 651 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Orchard Mortgage, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to orchardmortgage.com.
Orchard Mortgage, LLC at a glance
Approval is 7.0 points above the 86.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 602 / 638 | 98% | $335K | 590 |
| Refinance | 93% | 51 / 55 | 98% | $315K | 50 |
Orchard Mortgage, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 93% | $315K | 430 | 390 |
| Colorado | 91% | $405K | 129 | 116 |
| Georgia | 97% | $335K | 70 | 66 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Orchard Mortgage, LLC
What is Orchard Mortgage, LLC's mortgage approval rate?
Orchard Mortgage, LLC approved 93.5% of the 711 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.0 points above the 86.5% national rate for the same mix of loan types.
How often do borrowers take the loan Orchard Mortgage, LLC offers?
Borrowers accepted 98% of the loans Orchard Mortgage, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Orchard Mortgage, LLC make?
The typical home purchase mortgage loan Orchard Mortgage, LLC made was $335K; across all loan types its typical loan ran from $315K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Orchard Mortgage, LLC lend?
Orchard Mortgage, LLC decided applications in 26 of the states Fat Boy Data covers, most of them in Texas, Colorado and Georgia.
Can I apply to Orchard Mortgage, LLC directly?
Yes. Orchard Mortgage, LLC reports as a direct lender that takes applications from borrowers. Its website is orchardmortgage.com.
Does this page show Orchard Mortgage, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Orchard Mortgage, LLC treats applications, then get a rate quote from the lender.