Lender profile · HMDA 2023–2025
Oregon State Credit Union mortgage approval rates & lending data
Oregon State Credit Union decided 782 mortgage applications and funded 652 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 188 / 200 | 85% | $345K | 160 |
| Home improvement loans | 90% | 417 / 463 | 98% | $75K | 407 |
| Cash-out refinance | 72% | 42 / 58 | 95% | $105K | 40 |
Oregon State Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 89% | $75K | 774 | 646 |
| Washington | 88% | $55K | 8 | 6 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.