Lender profile · HMDA 2023–2025
Oregonians Credit Union mortgage approval rates & lending data
Oregonians Credit Union decided 368 mortgage applications and funded 331 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Home improvement loans | 94% | 222 / 236 | 96% | $75K | 212 |
| Refinance | 92% | 47 / 51 | 98% | $105K | 46 |
| Investment home improvement | 95% | 39 / 41 | 95% | $105K | 37 |
Oregonians Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oregon | 93% | $75K | 363 | 327 |
| Washington | 100% | $95K | 5 | 4 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.