Lender profile · HMDA 2023–2025
Ornl mortgage approval rates & lending data
Ornl decided 3,093 mortgage applications and funded 2,237 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,066 / 1,098 | 74% | $345K | 791 |
| Home improvement loans | 91% | 903 / 987 | 88% | $105K | 792 |
| Cash-out refinance | 80% | 650 / 809 | 84% | $105K | 547 |
| Refinance | 67% | 62 / 93 | 61% | $235K | 38 |
| Investment property purchase | 94% | 59 / 63 | 80% | $265K | 47 |
Ornl lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Tennessee | 90% | $105K | 3,088 | 2,235 |
| Florida | 67% | $85K | 3 | 2 |
| Alabama | 0% | — | 1 | 0 |
| Virginia | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.