Patriot Mortgage Company mortgage approval rate & lending review
Patriot Mortgage Company decided 686 mortgage applications and funded 659 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Patriot Mortgage Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to patriotmortgage.com.
Patriot Mortgage Company at a glance
Approval is 8.5 points above the 87.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 649 / 676 | 100% | $265K | 649 |
Patriot Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 96% | $265K | 686 | 659 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Patriot Mortgage Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| El Paso County, TX | Mortgage lenders | 96% | 668 | 641 |
The county markets where Patriot Mortgage Company made the most loans. Each link opens that market with every lender ranked.
Questions about Patriot Mortgage Company
What is Patriot Mortgage Company's mortgage approval rate?
Patriot Mortgage Company approved 96.1% of the 686 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.5 points above the 87.6% national rate for the same mix of loan types.
How often do borrowers take the loan Patriot Mortgage Company offers?
Borrowers accepted 100% of the loans Patriot Mortgage Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Patriot Mortgage Company make?
The typical home purchase mortgage loan Patriot Mortgage Company made was $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Patriot Mortgage Company lend?
Patriot Mortgage Company decided applications in 1 of the states Fat Boy Data covers, most of them in Texas.
Can I apply to Patriot Mortgage Company directly?
Yes. Patriot Mortgage Company reports as a direct lender that takes applications from borrowers. Its website is patriotmortgage.com.
Does this page show Patriot Mortgage Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Patriot Mortgage Company treats applications, then get a rate quote from the lender.