Lender profile · HMDA 2023–2025
Peoples Bank (Georgia) mortgage approval rates & lending data
Peoples Bank (Georgia) decided 774 mortgage applications and funded 628 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 287 / 323 | 100% | $295K | 287 |
| Cash-out refinance | 76% | 296 / 388 | 100% | $235K | 295 |
| Refinance | 61% | 25 / 41 | 96% | $155K | 24 |
Peoples Bank (Georgia) lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 75% | $235K | 68 | 51 |
| Florida | 83% | $355K | 65 | 54 |
| Mississippi | 88% | $195K | 56 | 47 |
| Pennsylvania | 77% | $235K | 48 | 37 |
| New Jersey | 80% | $315K | 41 | 33 |
| Michigan | 76% | $235K | 38 | 29 |
| Texas | 73% | $345K | 33 | 24 |
| Missouri | 74% | $155K | 31 | 23 |
| California | 77% | $435K | 30 | 23 |
| Illinois | 79% | $265K | 29 | 23 |
| Ohio | 74% | $185K | 27 | 20 |
| North Carolina | 96% | $285K | 24 | 23 |
| South Carolina | 82% | $215K | 22 | 18 |
| Wisconsin | 82% | $185K | 22 | 18 |
| Arizona | 100% | $405K | 21 | 21 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.