Lender profile · HMDA 2023–2025
Peoples State Bank mortgage approval rates & lending data
Peoples State Bank decided 606 mortgage applications and funded 488 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 216 / 242 | 87% | $195K | 188 |
| Cash-out refinance | 80% | 78 / 97 | 95% | $95K | 74 |
| Refinance | 90% | 37 / 41 | 89% | $105K | 33 |
| Investment property purchase | 98% | 151 / 154 | 88% | $155K | 133 |
| Investment refinance | 92% | 44 / 48 | 95% | $195K | 42 |
Peoples State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Wisconsin | 90% | $155K | 585 | 471 |
| Florida | 100% | $315K | 7 | 6 |
| Minnesota | 100% | $215K | 3 | 3 |
| Arizona | 100% | $195K | 2 | 2 |
| Illinois | 100% | $205K | 2 | 1 |
| New York | 0% | — | 2 | 0 |
| District of Columbia | 100% | $1.39M | 1 | 1 |
| Missouri | 100% | $215K | 1 | 1 |
| Ohio | 100% | $385K | 1 | 1 |
| South Carolina | 100% | $115K | 1 | 1 |
| Texas | 100% | $605K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.