PeoplesBank, a Codorus Valley Company mortgage approval rate & lending review
PeoplesBank, a Codorus Valley Company decided 759 mortgage applications and funded 619 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions PeoplesBank, a Codorus Valley Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
PeoplesBank, a Codorus Valley Company at a glance
Approval is 6.4 points above the 77.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 267 / 275 | 100% | $245K | 267 |
| Home improvement loans | 66% | 121 / 182 | 98% | $85K | 118 |
| Refinance | 81% | 152 / 187 | 99% | $115K | 150 |
| Investment property purchase | 91% | 61 / 67 | 80% | $145K | 49 |
PeoplesBank, a Codorus Valley Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 84% | $145K | 661 | 539 |
| Maryland | 84% | $355K | 95 | 78 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where PeoplesBank, a Codorus Valley Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| York County, PA | Mortgage lenders | 98% | 171 | 168 |
| York County, PA | Refinance | 82% | 163 | 134 |
| York County, PA | Home improvement loans | 68% | 143 | 95 |
| Adams County, PA | Mortgage lenders | 97% | 34 | 33 |
| York County, PA | Investment property purchase | 94% | 34 | 28 |
The county markets where PeoplesBank, a Codorus Valley Company made the most loans. Each link opens that market with every lender ranked.
Questions about PeoplesBank, a Codorus Valley Company
What is PeoplesBank, a Codorus Valley Company's mortgage approval rate?
PeoplesBank, a Codorus Valley Company approved 84.1% of the 759 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.4 points above the 77.6% national rate for the same mix of loan types.
How often do borrowers take the loan PeoplesBank, a Codorus Valley Company offers?
Borrowers accepted 97% of the loans PeoplesBank, a Codorus Valley Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does PeoplesBank, a Codorus Valley Company make?
The typical home purchase mortgage loan PeoplesBank, a Codorus Valley Company made was $245K; across all loan types its typical loan ran from $85K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does PeoplesBank, a Codorus Valley Company lend?
PeoplesBank, a Codorus Valley Company decided applications in 4 of the states Fat Boy Data covers, most of them in Pennsylvania, Maryland and Delaware.
Can I apply to PeoplesBank, a Codorus Valley Company directly?
Yes. PeoplesBank, a Codorus Valley Company reports as a direct lender that takes applications from borrowers.
Does this page show PeoplesBank, a Codorus Valley Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how PeoplesBank, a Codorus Valley Company treats applications, then get a rate quote from the lender.