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investment property lenders · HMDA 2023–2025

Investment property lenders in York County, Pennsylvania

Fat Boy Data analyzed investment property mortgage activity in York County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,448 applications were decided by 199 lenders between 2023 and 2025.

York County at a glance

199Active lenders19 with 20+ decisions
89.9%Market approval rate1,302 of 1,448 decided
$145KTypical loanmedian lender, $10K brackets
97%Borrower take-up1,261 loans funded

How York County compares

Approval rate compared
York County89.9%Pennsylvania87.8%All 616 counties87.5%
Typical loan compared
York County$145KPennsylvania$175KAll 616 counties$255K

What the data shows

Bank of Bird-in-Hand made the most investment property mortgages in York County, PA, 100 of them.

Bank of Bird-in-Hand approved the highest share of applications among lenders with at least 20 decisions here, 100% of 102.

The typical investment property mortgage here is $145K, 17% smaller than the Pennsylvania typical of $175K.

Approval rate of all 19 lenders with 20+ decisions here
0%25%50%75%100%Fulton Bank, National Association: 69% approved of 42United Wholesale Mortgage, LLC: 80% approved of 46Members 1St: 82% approved of 39Rocket Mortgage, LLC: 83% approved of 24Orrstown Bank: 83% approved of 24Civic Financial Services, LLC: 91% approved of 22Temple View Capital Funding, Lp: 92% approved of 24ACNB Bank: 92% approved of 73Kiavi Funding, Inc.: 92% approved of 51PeoplesBank, a Codorus Valley Company: 94% approved of 34Crosscountry Mortgage, LLC: 95% approved of 38Cmg Mortgage, Inc.: 96% approved of 26The Ephrata National Bank: 96% approved of 26Traditions Bank: 97% approved of 65Univest Bank and Trust Co.: 98% approved of 64Bank of Bird-in-Hand: 100% approved of 102Movement Mortgage, LLC: 100% approved of 30FIRST CAPITAL Federal Credit Union: 100% approved of 29Pennian Bank: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bank of Bird-in-Hand100%102 / 10298%$135K100
2ACNB Bank92%67 / 7399%$175K66
3Traditions Bank97%63 / 6597%$135K61
4Univest Bank and Trust Co.98%63 / 64100%$135K63
5Kiavi Funding, Inc.92%47 / 5198%$155K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 194 more lenders.

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