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refinance lenders · HMDA 2023–2025

Refinance lenders in York County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in York County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,473 applications were decided by 225 lenders between 2023 and 2025.

York County at a glance

225Active lenders38 with 20+ decisions
74.5%Market approval rate4,825 of 6,473 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up4,571 loans funded

How York County compares

Approval rate compared
York County74.5%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
York County$105KPennsylvania$115KAll 616 counties$295K

What the data shows

Members 1St made the most mortgage refinances in York County, PA, 966 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 40.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%One lender: 37% approved of 104One lender: 39% approved of 61One lender: 47% approved of 34One lender: 52% approved of 82One lender: 56% approved of 188Truist Bank: 61% approved of 316One lender: 64% approved of 22One lender: 66% approved of 53One lender: 67% approved of 21Members 1St: 67% approved of 1,472One lender: 67% approved of 126One lender: 69% approved of 35One lender: 70% approved of 23One lender: 71% approved of 178Citizens Bank, National Association: 74% approved of 271One lender: 75% approved of 20One lender: 76% approved of 33One lender: 79% approved of 24Rocket Mortgage, LLC: 80% approved of 245One lender: 80% approved of 203One lender: 82% approved of 173One lender: 82% approved of 114One lender: 82% approved of 28One lender: 82% approved of 163One lender: 84% approved of 61One lender: 85% approved of 91One lender: 85% approved of 211One lender: 87% approved of 94Manufacturers and Traders Trust Company: 87% approved of 830One lender: 88% approved of 24One lender: 88% approved of 58One lender: 89% approved of 27One lender: 89% approved of 38One lender: 90% approved of 115One lender: 92% approved of 118One lender: 92% approved of 25One lender: 94% approved of 50One lender: 100% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in York County

LenderApprovalApprovedTaken upTypical loanLoans made
1Members 1St67%985 / 1,47298%$95K966
2Manufacturers and Traders Trust Company87%725 / 83095%$105K690
3Truist Bank61%193 / 31692%$115K178
4Citizens Bank, National Association74%201 / 27197%$175K194
5Rocket Mortgage, LLC80%196 / 24590%$235K176

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 220 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in York County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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