Peopleschoice Credit Union mortgage approval rate & lending review
Peopleschoice Credit Union decided 332 mortgage applications and funded 242 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Peopleschoice Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Peopleschoice Credit Union at a glance
Approval is 0.1 points below the 79.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 94 / 109 | 89% | $405K | 84 |
| Home improvement loans | 83% | 45 / 54 | 91% | $85K | 41 |
| Refinance | 74% | 78 / 106 | 94% | $205K | 73 |
| Investment property purchase | 78% | 31 / 40 | 97% | $315K | 30 |
Peopleschoice Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Maine | 79% | $305K | 332 | 242 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Peopleschoice Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| York County, ME | Refinance | 80% | 88 | 66 |
| York County, ME | Mortgage lenders | 84% | 83 | 64 |
| York County, ME | Home improvement loans | 80% | 46 | 33 |
| York County, ME | Investment property purchase | 76% | 29 | 21 |
The county markets where Peopleschoice Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Peopleschoice Credit Union
What is Peopleschoice Credit Union's mortgage approval rate?
Peopleschoice Credit Union approved 78.9% of the 332 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.1 points below the 79.0% national rate for the same mix of loan types.
How often do borrowers take the loan Peopleschoice Credit Union offers?
Borrowers accepted 92% of the loans Peopleschoice Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Peopleschoice Credit Union make?
The typical home purchase mortgage loan Peopleschoice Credit Union made was $405K; across all loan types its typical loan ran from $85K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Peopleschoice Credit Union lend?
Peopleschoice Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Maine.
Can I apply to Peopleschoice Credit Union directly?
Yes. Peopleschoice Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Peopleschoice Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Peopleschoice Credit Union treats applications, then get a rate quote from the lender.