PIMA Federal Credit Union mortgage approval rate & lending review
PIMA Federal Credit Union decided 1,079 mortgage applications and funded 873 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions PIMA Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
PIMA Federal Credit Union at a glance
Approval is 13.4 points above the 69.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 162 / 173 | 98% | $315K | 159 |
| Home improvement loans | 83% | 525 / 635 | 98% | $65K | 515 |
| Cash-out refinance | 75% | 115 / 153 | 97% | $125K | 111 |
| Refinance | 52% | 14 / 27 | 93% | $95K | 13 |
| Investment property purchase | 96% | 43 / 45 | 100% | $255K | 43 |
| Investment cash-out refinance | 77% | 30 / 39 | 100% | $255K | 30 |
PIMA Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 83% | $65K | 1,079 | 873 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where PIMA Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Pima County, AZ | Home improvement loans | 83% | 589 | 478 |
| Pima County, AZ | Mortgage lenders | 94% | 162 | 149 |
| Pima County, AZ | Cash-out refinance | 75% | 147 | 106 |
| Pima County, AZ | Investment property purchase | 95% | 37 | 35 |
| Pima County, AZ | Investment cash-out refinance | 75% | 36 | 27 |
| Pima County, AZ | Refinance | 52% | 25 | 12 |
The county markets where PIMA Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about PIMA Federal Credit Union
What is PIMA Federal Credit Union's mortgage approval rate?
PIMA Federal Credit Union approved 82.6% of the 1,079 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.4 points above the 69.2% national rate for the same mix of loan types.
How often do borrowers take the loan PIMA Federal Credit Union offers?
Borrowers accepted 98% of the loans PIMA Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does PIMA Federal Credit Union make?
The typical home improvement loan loan PIMA Federal Credit Union made was $65K; across all loan types its typical loan ran from $65K to $315K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does PIMA Federal Credit Union lend?
PIMA Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Arizona.
Can I apply to PIMA Federal Credit Union directly?
Yes. PIMA Federal Credit Union is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show PIMA Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how PIMA Federal Credit Union treats applications, then get a rate quote from the lender.