Lender profile · HMDA 2023–2025
Platinum Home Mortgage Corporation mortgage approval rates & lending data
Platinum Home Mortgage Corporation decided 395 mortgage applications and funded 389 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 326 / 327 | 98% | $255K | 321 |
| Cash-out refinance | 100% | 35 / 35 | 100% | $125K | 35 |
Platinum Home Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $255K | 175 | 173 |
| Michigan | 99% | $185K | 79 | 78 |
| Idaho | 100% | $355K | 51 | 51 |
| Illinois | 100% | $245K | 46 | 44 |
| North Carolina | 100% | $195K | 22 | 22 |
| South Carolina | 100% | $305K | 7 | 7 |
| Arizona | 100% | $365K | 4 | 4 |
| Washington | 100% | $165K | 3 | 2 |
| Texas | 100% | $175K | 2 | 2 |
| Florida | 100% | $145K | 1 | 1 |
| Georgia | 100% | $155K | 1 | 1 |
| Nevada | 100% | $395K | 1 | 1 |
| New York | 100% | $165K | 1 | 1 |
| Ohio | 100% | $475K | 1 | 1 |
| Wisconsin | 100% | $175K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.