Platinum Home Mortgage Corporation mortgage approval rate & lending review
Platinum Home Mortgage Corporation decided 395 mortgage applications and funded 389 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Platinum Home Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to platinumhomemortgage.com.
Platinum Home Mortgage Corporation at a glance
Approval is 14.7 points above the 85.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 326 / 327 | 98% | $255K | 321 |
| Cash-out refinance | 100% | 35 / 35 | 100% | $125K | 35 |
Platinum Home Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $255K | 175 | 173 |
| Michigan | 99% | $185K | 79 | 78 |
| Idaho | 100% | $355K | 51 | 51 |
| Illinois | 100% | $245K | 46 | 44 |
| North Carolina | 100% | $195K | 22 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Platinum Home Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Kootenai County, ID | Mortgage lenders | 100% | 37 | 37 |
| Tulare County, CA | Mortgage lenders | 100% | 25 | 25 |
The county markets where Platinum Home Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Platinum Home Mortgage Corporation
What is Platinum Home Mortgage Corporation's mortgage approval rate?
Platinum Home Mortgage Corporation approved 99.7% of the 395 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.7 points above the 85.1% national rate for the same mix of loan types.
How often do borrowers take the loan Platinum Home Mortgage Corporation offers?
Borrowers accepted 99% of the loans Platinum Home Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Platinum Home Mortgage Corporation make?
The typical home purchase mortgage loan Platinum Home Mortgage Corporation made was $255K; across all loan types its typical loan ran from $125K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Platinum Home Mortgage Corporation lend?
Platinum Home Mortgage Corporation decided applications in 15 of the states Fat Boy Data covers, most of them in California, Michigan and Idaho.
Can I apply to Platinum Home Mortgage Corporation directly?
Yes. Platinum Home Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is platinumhomemortgage.com.
Does this page show Platinum Home Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Platinum Home Mortgage Corporation treats applications, then get a rate quote from the lender.