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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Kootenai County, Idaho

Fat Boy Data analyzed home purchase mortgage activity in Kootenai County, Idaho to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,869 applications were decided by 284 lenders between 2023 and 2025.

Kootenai County at a glance

284Active lenders59 with 20+ decisions
91.4%Market approval rate7,190 of 7,869 decided
$415KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,797 loans funded

How Kootenai County compares

Approval rate compared
Kootenai County91.4%Idaho93.2%All 616 counties87.6%
Typical loan compared
Kootenai County$415KIdaho$395KAll 616 counties$335K

What the data shows

Idaho Central Credit Union made the most home purchase mortgages in Kootenai County, ID, 696 of them.

Paramount Residential Mortgage Group, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 78.

Approval rate of all 59 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 21% approved of 95USAA Federal Savings Bank: 62% approved of 21Triad Financial Services, Inc.: 64% approved of 173Gesa Credit Union: 65% approved of 55Credit Human Federal Credit Union: 66% approved of 64Numerica Credit Union: 75% approved of 76Banner Bank: 75% approved of 40Bank of America, National Association: 79% approved of 29Wells Fargo Bank, National Association: 81% approved of 26Global Federal Credit Union: 81% approved of 21Washington Trust Bank: 84% approved of 44U.S. Bank National Association: 86% approved of 95Navy Federal Credit Union: 87% approved of 38Rocket Mortgage, LLC: 88% approved of 196Kind Lending, LLC: 88% approved of 75Pennymac Loan Services, LLC: 88% approved of 50Potlatch No. 1 Financial Credit Union: 88% approved of 52Mortgage Research Center, LLC: 89% approved of 96Columbia Bank: 89% approved of 83T2 Financial LLC: 89% approved of 65Fairway Independent Mortgage Corporation: 90% approved of 59Spokane Teachers: 91% approved of 109Boeing Employees Credit Union: 91% approved of 136Glacier Bank: 92% approved of 623Click N' Close, Inc.: 92% approved of 25Churchill Mortgage Corporation: 92% approved of 26Premier Mortgage Resources, L.L.C.: 93% approved of 204United Wholesale Mortgage, LLC: 93% approved of 407The Loan Store, Inc.: 93% approved of 44Luminate Home Loans, Inc.: 94% approved of 32JPMorgan Chase Bank, National Association: 94% approved of 65Idaho Central Credit Union: 94% approved of 937Lennar Mortgage, LLC: 95% approved of 170Newrez LLC: 95% approved of 20Planet Home Lending, LLC: 95% approved of 163Academy Mortgage Corporation: 95% approved of 108Homebridge Financial Services, Inc.: 96% approved of 23Wallick & Volk, Inc.: 96% approved of 47Movement Mortgage, LLC: 96% approved of 25Summit Funding, Inc.: 96% approved of 107Guild Mortgage Company LLC: 97% approved of 179Willamette Valley Bank: 97% approved of 648Canopy Mortgage, LLC: 97% approved of 35Envoy Mortgage, Ltd: 97% approved of 36First Interstate Bank: 97% approved of 38Guaranteed Rate, Inc.: 97% approved of 159American Pacific Mortgage Corporation: 98% approved of 93Loandepot.Com, LLC: 98% approved of 334Cmg Mortgage, Inc.: 98% approved of 265Sunflower Bank, National Association: 99% approved of 87Evergreen Moneysource Mortgage Company: 99% approved of 163Paramount Residential Mortgage Group, Inc.: 100% approved of 78Crosscountry Mortgage, LLC: 100% approved of 51Platinum Home Mortgage Corporation: 100% approved of 37Priority Home Lending, LLC: 100% approved of 34Freedom Northwest Credit Union: 100% approved of 33New American Funding, LLC: 100% approved of 29Cornerstone Capital Bank, Ssb: 100% approved of 25Nfm, Inc.: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Kootenai County

LenderApprovalApprovedTaken upTypical loanLoans made
1Idaho Central Credit Union94%885 / 93779%$405K696
2Willamette Valley Bank97%628 / 64899%$405K620
3Glacier Bank92%572 / 623100%$395K571
4United Wholesale Mortgage, LLCBroker only93%378 / 40799%$425K376
5Loandepot.Com, LLC98%328 / 334100%$435K327

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 279 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Kootenai County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Kootenai County

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Nearby markets

All lending in Kootenai CountyCounty overviewMortgage lenders across IdahoStatewide