Polaris Home Funding Corp. mortgage approval rate & lending review
Polaris Home Funding Corp. decided 1,837 mortgage applications and funded 1,435 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Polaris Home Funding Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to polarishomefundingcorp.mymortgage-online.com.
Polaris Home Funding Corp. at a glance
Approval is 5.2 points above the 84.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 1,320 / 1,441 | 88% | $195K | 1,156 |
| Cash-out refinance | 79% | 135 / 171 | 83% | $185K | 112 |
| Refinance | 82% | 116 / 141 | 87% | $205K | 101 |
| Investment property purchase | 94% | 50 / 53 | 86% | $155K | 43 |
Polaris Home Funding Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 91% | $195K | 1,353 | 1,075 |
| Indiana | 90% | $245K | 204 | 172 |
| Kentucky | 91% | $205K | 89 | 66 |
| Michigan | 100% | $265K | 25 | 25 |
| Florida | 70% | $255K | 23 | 13 |
| Pennsylvania | 73% | $175K | 22 | 13 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Polaris Home Funding Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Stark County, OH | Mortgage lenders | 94% | 383 | 317 |
| Summit County, OH | Mortgage lenders | 92% | 177 | 149 |
| Allen County, IN | Mortgage lenders | 93% | 107 | 95 |
| Montgomery County, OH | Mortgage lenders | 87% | 79 | 57 |
| Columbiana County, OH | Mortgage lenders | 98% | 41 | 36 |
| Kenton County, KY | Mortgage lenders | 95% | 38 | 28 |
| Lake County, OH | Mortgage lenders | 91% | 32 | 27 |
| Clark County, OH | Mortgage lenders | 93% | 28 | 26 |
| Wayne County, OH | Mortgage lenders | 93% | 29 | 25 |
| Boone County, KY | Mortgage lenders | 84% | 32 | 23 |
| Fairfield County, OH | Mortgage lenders | 87% | 30 | 23 |
| Portage County, OH | Mortgage lenders | 93% | 30 | 22 |
The county markets where Polaris Home Funding Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Polaris Home Funding Corp.
What is Polaris Home Funding Corp.'s mortgage approval rate?
Polaris Home Funding Corp. approved 89.8% of the 1,837 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.2 points above the 84.6% national rate for the same mix of loan types.
How often do borrowers take the loan Polaris Home Funding Corp. offers?
Borrowers accepted 87% of the loans Polaris Home Funding Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Polaris Home Funding Corp. make?
The typical home purchase mortgage loan Polaris Home Funding Corp. made was $195K; across all loan types its typical loan ran from $155K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Polaris Home Funding Corp. lend?
Polaris Home Funding Corp. decided applications in 26 of the states Fat Boy Data covers, most of them in Ohio, Indiana and Kentucky.
Can I apply to Polaris Home Funding Corp. directly?
Yes. Polaris Home Funding Corp. reports as a direct lender that takes applications from borrowers. Its website is polarishomefundingcorp.mymortgage-online.com.
Does this page show Polaris Home Funding Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Polaris Home Funding Corp. treats applications, then get a rate quote from the lender.