Lender profile · HMDA 2023–2025
Premier Bank mortgage approval rates & lending data
Premier Bank decided 4,159 mortgage applications and funded 3,266 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 1,844 / 2,020 | 99% | $185K | 1,830 |
| Home improvement loans | 65% | 798 / 1,234 | 97% | $55K | 776 |
| Cash-out refinance | 61% | 43 / 70 | 100% | $135K | 43 |
| Refinance | 75% | 503 / 667 | 98% | $65K | 492 |
| Investment property purchase | 86% | 107 / 124 | 99% | $125K | 106 |
Premier Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 78% | $175K | 3,386 | 2,590 |
| Michigan | 92% | $305K | 304 | 280 |
| Pennsylvania | 85% | $355K | 208 | 177 |
| Indiana | 82% | $145K | 112 | 90 |
| West Virginia | 91% | $235K | 89 | 79 |
| Florida | 90% | $455K | 21 | 19 |
| North Carolina | 100% | $275K | 10 | 10 |
| South Carolina | 100% | $235K | 8 | 8 |
| Tennessee | 100% | $165K | 7 | 7 |
| Illinois | 100% | $85K | 4 | 4 |
| Kentucky | 67% | $285K | 3 | 2 |
| Nevada | 0% | — | 3 | 0 |
| California | 0% | — | 2 | 0 |
| Maryland | 0% | — | 1 | 0 |
| Oregon | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.