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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Lucas County, Ohio

Fat Boy Data analyzed home purchase mortgage activity in Lucas County, Ohio, home to Toledo, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,595 applications were decided by 325 lenders between 2023 and 2025.

Lucas County at a glance

325Active lenders68 with 20+ decisions
89.9%Market approval rate11,324 of 12,595 decided
$165KTypical loanmedian lender, $10K brackets
97%Borrower take-up10,947 loans funded

How Lucas County compares

Approval rate compared
Lucas County89.9%Ohio90.6%All 616 counties87.6%
Typical loan compared
Lucas County$165KOhio$215KAll 616 counties$335K

What the data shows

Union Home Mortgage Corp. made the most home purchase mortgages in Lucas County, OH, 1,015 of them.

Waterford Bank, N.A. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 72.

The typical home purchase mortgage here is $165K, 23% smaller than the Ohio typical of $215K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 18% approved of 90One lender: 21% approved of 29One lender: 35% approved of 26One lender: 48% approved of 440One lender: 55% approved of 31One lender: 72% approved of 40One lender: 74% approved of 61One lender: 79% approved of 56One lender: 80% approved of 96One lender: 80% approved of 273One lender: 81% approved of 48One lender: 84% approved of 61One lender: 85% approved of 71One lender: 85% approved of 34One lender: 85% approved of 75One lender: 86% approved of 28One lender: 86% approved of 51One lender: 87% approved of 60One lender: 87% approved of 39Rocket Mortgage, LLC: 87% approved of 730One lender: 87% approved of 262Fifth Third Bank, National Association: 89% approved of 524One lender: 90% approved of 130One lender: 90% approved of 174One lender: 91% approved of 34One lender: 92% approved of 24One lender: 92% approved of 225One lender: 92% approved of 64One lender: 93% approved of 88One lender: 93% approved of 163United Wholesale Mortgage, LLC: 94% approved of 571One lender: 94% approved of 95The Huntington National Bank: 94% approved of 1,071One lender: 94% approved of 430One lender: 94% approved of 50One lender: 94% approved of 51One lender: 95% approved of 148One lender: 95% approved of 462One lender: 96% approved of 113One lender: 96% approved of 426One lender: 96% approved of 257One lender: 96% approved of 132One lender: 97% approved of 302Union Home Mortgage Corp.: 97% approved of 1,063One lender: 97% approved of 70One lender: 97% approved of 248One lender: 97% approved of 286One lender: 97% approved of 265One lender: 97% approved of 277One lender: 98% approved of 41One lender: 98% approved of 418One lender: 98% approved of 47One lender: 98% approved of 49One lender: 98% approved of 52One lender: 98% approved of 197One lender: 99% approved of 126One lender: 100% approved of 72One lender: 100% approved of 44One lender: 100% approved of 40One lender: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Lucas County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank94%1,005 / 1,07199%$165K993
2Union Home Mortgage Corp.97%1,030 / 1,06399%$165K1,015
3Rocket Mortgage, LLC87%637 / 73099%$165K631
4United Wholesale Mortgage, LLCBroker only94%534 / 57198%$175K524
5Fifth Third Bank, National Association89%464 / 52499%$155K459

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 320 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Lucas County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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