Premier Credit Union mortgage approval rate & lending review
Premier Credit Union decided 440 mortgage applications and funded 440 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Premier Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Premier Credit Union at a glance
Approval is 29.4 points above the 70.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 103 / 103 | 100% | $235K | 103 |
| Home improvement loans | 100% | 248 / 248 | 100% | $55K | 248 |
| Cash-out refinance | 100% | 55 / 55 | 100% | $135K | 55 |
Premier Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 100% | $55K | 439 | 439 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Premier Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Polk County, IA | Home improvement loans | 100% | 172 | 172 |
| Polk County, IA | Mortgage lenders | 100% | 76 | 76 |
| Dallas County, IA | Home improvement loans | 100% | 64 | 64 |
| Polk County, IA | Cash-out refinance | 100% | 38 | 38 |
| Dallas County, IA | Mortgage lenders | 100% | 20 | 20 |
The county markets where Premier Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Premier Credit Union
What is Premier Credit Union's mortgage approval rate?
Premier Credit Union approved 100.0% of the 440 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 29.4 points above the 70.6% national rate for the same mix of loan types.
How often do borrowers take the loan Premier Credit Union offers?
Borrowers accepted 100% of the loans Premier Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Premier Credit Union make?
The typical home improvement loan loan Premier Credit Union made was $55K; across all loan types its typical loan ran from $55K to $235K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Premier Credit Union lend?
Premier Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in Iowa and Nebraska.
Can I apply to Premier Credit Union directly?
Yes. Premier Credit Union is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Premier Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Premier Credit Union treats applications, then get a rate quote from the lender.