Pyramid mortgage approval rate & lending review
Pyramid decided 400 mortgage applications and funded 353 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Pyramid reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Pyramid at a glance
Approval is 19.2 points above the 69.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Cash-out refinance | 89% | 324 / 363 | 100% | $55K | 323 |
Pyramid lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Arizona | 88% | $55K | 400 | 353 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Pyramid lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Pima County, AZ | Cash-out refinance | 89% | 352 | 312 |
The county markets where Pyramid made the most loans. Each link opens that market with every lender ranked.
Questions about Pyramid
What is Pyramid's mortgage approval rate?
Pyramid approved 88.5% of the 400 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 19.2 points above the 69.3% national rate for the same mix of loan types.
How often do borrowers take the loan Pyramid offers?
Borrowers accepted 100% of the loans Pyramid approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Pyramid make?
The typical cash-out refinance loan Pyramid made was $55K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Pyramid lend?
Pyramid decided applications in 1 of the states Fat Boy Data covers, most of them in Arizona.
Can I apply to Pyramid directly?
Yes. Pyramid is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Pyramid's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Pyramid treats applications, then get a rate quote from the lender.