Ranlife, Inc. mortgage approval rate & lending review
Ranlife, Inc. decided 1,808 mortgage applications and funded 1,729 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ranlife, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Ranlife, Inc. at a glance
Approval is 13.6 points above the 82.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 1,140 / 1,153 | 99% | $425K | 1,132 |
| Cash-out refinance | 90% | 253 / 281 | 99% | $355K | 250 |
| Refinance | 92% | 241 / 261 | 100% | $415K | 240 |
| Investment property purchase | 97% | 67 / 69 | 100% | $315K | 67 |
| Investment cash-out refinance | 87% | 27 / 31 | 100% | $225K | 27 |
Ranlife, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Utah | 98% | $425K | 1,453 | 1,413 |
| Texas | 81% | $275K | 64 | 52 |
| California | 89% | $365K | 54 | 48 |
| Oregon | 81% | $345K | 37 | 28 |
| Washington | 88% | $295K | 25 | 22 |
| Arizona | 100% | $295K | 24 | 24 |
| Florida | 91% | $265K | 22 | 19 |
| Idaho | 100% | $265K | 21 | 21 |
| Tennessee | 86% | $325K | 21 | 18 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Ranlife, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Salt Lake County, UT | Mortgage lenders | 99% | 499 | 490 |
| Utah County, UT | Mortgage lenders | 100% | 215 | 212 |
| Davis County, UT | Mortgage lenders | 100% | 148 | 148 |
| Weber County, UT | Mortgage lenders | 99% | 140 | 137 |
| Salt Lake County, UT | Cash-out refinance | 96% | 112 | 108 |
| Salt Lake County, UT | Refinance | 93% | 96 | 89 |
| Utah County, UT | Refinance | 94% | 32 | 30 |
| Davis County, UT | Refinance | 96% | 26 | 25 |
| Davis County, UT | Cash-out refinance | 89% | 27 | 24 |
| Salt Lake County, UT | Investment property purchase | 100% | 22 | 22 |
The county markets where Ranlife, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Ranlife, Inc.
What is Ranlife, Inc.'s mortgage approval rate?
Ranlife, Inc. approved 96.3% of the 1,808 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.6 points above the 82.7% national rate for the same mix of loan types.
How often do borrowers take the loan Ranlife, Inc. offers?
Borrowers accepted 99% of the loans Ranlife, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ranlife, Inc. make?
The typical home purchase mortgage loan Ranlife, Inc. made was $425K; across all loan types its typical loan ran from $225K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ranlife, Inc. lend?
Ranlife, Inc. decided applications in 27 of the states Fat Boy Data covers, most of them in Utah, Texas and California.
Can I apply to Ranlife, Inc. directly?
Yes. Ranlife, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Ranlife, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ranlife, Inc. treats applications, then get a rate quote from the lender.