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investment property lenders · HMDA 2023–2025

Investment property lenders in Salt Lake County, Utah

Fat Boy Data analyzed investment property mortgage activity in Salt Lake County, Utah, home to Salt Lake City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,844 applications were decided by 230 lenders between 2023 and 2025.

Salt Lake County at a glance

230Active lenders28 with 20+ decisions
83.7%Market approval rate2,381 of 2,844 decided
$365KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,273 loans funded

How Salt Lake County compares

Approval rate compared
Salt Lake County83.7%Utah87.0%All 616 counties87.5%
Typical loan compared
Salt Lake County$365KUtah$345KAll 616 counties$255K

What the data shows

Intercap Lending Inc. made the most investment property mortgages in Salt Lake County, UT, 166 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 42.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%One lender: 7% approved of 42One lender: 42% approved of 26Mountain America Federal Credit Union: 52% approved of 122AMERICA FIRST Federal Credit Union: 64% approved of 165One lender: 71% approved of 48Kind Lending, LLC: 73% approved of 158One lender: 76% approved of 42One lender: 80% approved of 20One lender: 81% approved of 21One lender: 83% approved of 23One lender: 84% approved of 93One lender: 84% approved of 32One lender: 85% approved of 46One lender: 85% approved of 20One lender: 85% approved of 47One lender: 88% approved of 33One lender: 90% approved of 20One lender: 92% approved of 38United Wholesale Mortgage, LLC: 93% approved of 342One lender: 94% approved of 48One lender: 96% approved of 109One lender: 99% approved of 78One lender: 99% approved of 90Intercap Lending Inc.: 99% approved of 180One lender: 100% approved of 42One lender: 100% approved of 40One lender: 100% approved of 25One lender: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Salt Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only93%319 / 34299%$365K317
2Intercap Lending Inc.99%179 / 18093%$385K166
3AMERICA FIRST Federal Credit Union64%106 / 16587%$185K92
4Kind Lending, LLC73%116 / 158100%$375K116
5Mountain America Federal Credit Union52%63 / 122100%$435K63

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 225 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Salt Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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