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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Salt Lake County, Utah

Fat Boy Data analyzed cash-out refinance activity in Salt Lake County, Utah, home to Salt Lake City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,869 applications were decided by 258 lenders between 2023 and 2025.

Salt Lake County at a glance

258Active lenders70 with 20+ decisions
73.7%Market approval rate9,483 of 12,869 decided
$185KTypical loanmedian lender, $10K brackets
95%Borrower take-up8,991 loans funded

How Salt Lake County compares

Approval rate compared
Salt Lake County73.7%Utah74.2%All 616 counties68.2%
Typical loan compared
Salt Lake County$185KUtah$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Salt Lake County, UT, 1,633 of them.

My Move Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 30.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 9% approved of 54Amerisave Mortgage Corporation: 28% approved of 457One lender: 30% approved of 120One lender: 42% approved of 115One lender: 42% approved of 234One lender: 44% approved of 132One lender: 51% approved of 35One lender: 53% approved of 241One lender: 53% approved of 374One lender: 59% approved of 73One lender: 60% approved of 25One lender: 62% approved of 61One lender: 63% approved of 41One lender: 64% approved of 127One lender: 67% approved of 213Mountain America Federal Credit Union: 67% approved of 883One lender: 68% approved of 281One lender: 68% approved of 38One lender: 70% approved of 200One lender: 70% approved of 44One lender: 71% approved of 117One lender: 72% approved of 74One lender: 72% approved of 318One lender: 73% approved of 44One lender: 73% approved of 82One lender: 74% approved of 38One lender: 74% approved of 266CYPRUS Federal Credit Union: 74% approved of 813One lender: 74% approved of 140One lender: 76% approved of 358One lender: 76% approved of 25One lender: 76% approved of 97One lender: 77% approved of 119One lender: 79% approved of 71One lender: 79% approved of 43One lender: 81% approved of 83One lender: 81% approved of 217Rocket Mortgage, LLC: 83% approved of 2,031United Wholesale Mortgage, LLC: 83% approved of 1,188One lender: 84% approved of 37One lender: 84% approved of 161One lender: 85% approved of 61One lender: 86% approved of 50One lender: 87% approved of 240One lender: 88% approved of 33One lender: 88% approved of 25One lender: 88% approved of 25One lender: 89% approved of 61One lender: 89% approved of 46One lender: 90% approved of 39One lender: 90% approved of 453One lender: 92% approved of 24One lender: 94% approved of 156One lender: 94% approved of 33One lender: 95% approved of 58One lender: 96% approved of 173One lender: 96% approved of 112One lender: 98% approved of 62One lender: 100% approved of 30One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Salt Lake County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%1,683 / 2,03197%$155K1,633
2United Wholesale Mortgage, LLCBroker only83%991 / 1,18898%$335K974
3Mountain America Federal Credit Union67%592 / 88399%$165K588
4CYPRUS Federal Credit Union74%603 / 813100%$115K603
5Amerisave Mortgage Corporation28%129 / 45796%$105K124

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 253 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Salt Lake County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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