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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Davis County, Utah

Fat Boy Data analyzed home purchase mortgage activity in Davis County, Utah, home to Layton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 12,832 applications were decided by 289 lenders between 2023 and 2025.

Davis County at a glance

289Active lenders79 with 20+ decisions
90.5%Market approval rate11,616 of 12,832 decided
$435KTypical loanmedian lender, $10K brackets
96%Borrower take-up11,129 loans funded

How Davis County compares

Approval rate compared
Davis County90.5%Utah90.3%All 616 counties87.6%
Typical loan compared
Davis County$435KUtah$435KAll 616 counties$335K

What the data shows

Intercap Lending Inc. made the most home purchase mortgages in Davis County, UT, 921 of them.

Clm Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 258.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 17% approved of 259One lender: 19% approved of 155One lender: 39% approved of 82One lender: 58% approved of 195One lender: 60% approved of 58One lender: 82% approved of 244One lender: 82% approved of 482One lender: 83% approved of 54One lender: 84% approved of 124One lender: 84% approved of 38One lender: 85% approved of 79One lender: 85% approved of 40One lender: 86% approved of 168One lender: 86% approved of 42One lender: 87% approved of 156One lender: 87% approved of 38One lender: 88% approved of 51AMERICA FIRST Federal Credit Union: 89% approved of 567One lender: 90% approved of 59One lender: 91% approved of 67One lender: 92% approved of 50Rocket Mortgage, LLC: 92% approved of 518One lender: 93% approved of 60One lender: 93% approved of 273One lender: 94% approved of 101One lender: 94% approved of 68One lender: 94% approved of 52One lender: 94% approved of 142One lender: 95% approved of 56United Wholesale Mortgage, LLC: 95% approved of 1,828One lender: 96% approved of 214One lender: 96% approved of 218One lender: 96% approved of 57One lender: 96% approved of 57One lender: 97% approved of 58One lender: 97% approved of 89One lender: 97% approved of 62One lender: 97% approved of 69One lender: 97% approved of 110One lender: 98% approved of 92One lender: 98% approved of 46One lender: 98% approved of 204One lender: 98% approved of 102One lender: 98% approved of 215One lender: 98% approved of 283One lender: 98% approved of 348One lender: 98% approved of 63One lender: 99% approved of 210One lender: 99% approved of 73Guild Mortgage Company LLC: 99% approved of 613One lender: 100% approved of 217Intercap Lending Inc.: 100% approved of 983One lender: 100% approved of 258One lender: 100% approved of 148One lender: 100% approved of 141One lender: 100% approved of 96One lender: 100% approved of 91One lender: 100% approved of 74One lender: 100% approved of 72One lender: 100% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Davis County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only95%1,732 / 1,82899%$445K1,712
2Intercap Lending Inc.100%981 / 98394%$425K921
3Guild Mortgage Company LLC99%608 / 61395%$425K577
4AMERICA FIRST Federal Credit Union89%502 / 56775%$255K378
5Rocket Mortgage, LLC92%477 / 518100%$445K476

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 284 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Davis County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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