Lender profile · HMDA 2023–2025
Robins Financial mortgage approval rates & lending data
Robins Financial decided 3,029 mortgage applications and funded 2,113 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 602 / 623 | 91% | $205K | 549 |
| Home improvement loans | 70% | 1,487 / 2,113 | 90% | $65K | 1,339 |
| Cash-out refinance | 80% | 105 / 132 | 97% | $175K | 102 |
| Refinance | 75% | 59 / 79 | 95% | $145K | 56 |
| Investment property purchase | 97% | 38 / 39 | 97% | $155K | 37 |
Robins Financial lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 77% | $65K | 3,014 | 2,111 |
| Florida | 50% | $75K | 4 | 2 |
| California | 0% | — | 2 | 0 |
| Texas | 0% | — | 2 | 0 |
| Colorado | 0% | — | 1 | 0 |
| Kentucky | 0% | — | 1 | 0 |
| Maryland | 0% | — | 1 | 0 |
| Mississippi | 0% | — | 1 | 0 |
| New York | 0% | — | 1 | 0 |
| North Carolina | 0% | — | 1 | 0 |
| South Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.