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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Clarke County, Georgia

Fat Boy Data analyzed home improvement loan activity in Clarke County, Georgia, home to Athens, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 684 applications were decided by 66 lenders between 2023 and 2025.

Clarke County at a glance

66Active lenders11 with 20+ decisions
64.5%Market approval rate441 of 684 decided
$65KTypical loanmedian lender, $10K brackets
92%Borrower take-up407 loans funded

How Clarke County compares

Approval rate compared
Clarke County64.5%Georgia55.5%All 616 counties62.7%
Typical loan compared
Clarke County$65KGeorgia$85KAll 616 counties$75K

What the data shows

Georgia United made the most home improvement loans in Clarke County, GA, 63 of them.

United Community Bank approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.

Lenders approved 64.5% of home improvement loan applications in Clarke County, GA, 9.0 percentage points above the Georgia rate of 55.5%.

The typical home improvement loan here is $65K, 24% smaller than the Georgia typical of $85K.

Only 1 lender here typically writes at or below $35K: Regions Bank.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 33% approved of 24Truist Bank: 43% approved of 63Bank of America, National Association: 43% approved of 72One lender: 61% approved of 23Regions Bank: 65% approved of 54Robins Financial: 75% approved of 81Georgia United: 77% approved of 83One lender: 78% approved of 45One lender: 78% approved of 23One lender: 87% approved of 23One lender: 92% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Clarke County

LenderApprovalApprovedTaken upTypical loanLoans made
1Georgia United77%64 / 8398%$65K63
2Robins Financial75%61 / 8192%$55K56
3Bank of America, National Association43%31 / 72100%$85K31
4Truist Bank43%27 / 6381%$105K22
5Regions Bank65%35 / 5494%$35K33

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 61 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Clarke County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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