refinance lenders · HMDA 2023–2025

Refinance lenders in Barnstable County, Massachusetts

Fat Boy Data analyzed mortgage refinance activity in Barnstable County, Massachusetts, home to Barnstable Town, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,100 applications were decided by 185 lenders between 2023 and 2025.

Barnstable County at a glance

185Active lenders24 with 20+ decisions
77.4%Market approval rate2,399 of 3,100 decided
$205KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,300 loans funded

How Barnstable County compares

Approval rate compared
Barnstable County77.4%Massachusetts77.5%All 616 counties76.5%
Typical loan compared
Barnstable County$205KMassachusetts$225KAll 616 counties$295K

What the data shows

Citizens Bank, National Association made the most mortgage refinances in Barnstable County, MA, 644 of them.

That is 28% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%One lender: 15% approved of 52One lender: 47% approved of 34One lender: 54% approved of 24One lender: 54% approved of 24One lender: 58% approved of 84One lender: 66% approved of 29TD Bank, National Association: 72% approved of 127Rockland Trust Company: 74% approved of 376One lender: 74% approved of 27Citizens Bank, National Association: 75% approved of 882Eastern Bank: 78% approved of 250One lender: 82% approved of 22One lender: 83% approved of 89One lender: 84% approved of 55One lender: 86% approved of 35One lender: 86% approved of 58One lender: 86% approved of 59The Cape Cod Five Cents Savings Bank: 92% approved of 142One lender: 94% approved of 31One lender: 96% approved of 24One lender: 97% approved of 76One lender: 100% approved of 24One lender: 100% approved of 22One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Barnstable County

LenderApprovalApprovedTaken upTypical loanLoans made
1Citizens Bank, National Association75%662 / 88297%$205K644
2Rockland Trust Company74%277 / 37694%$185K260
3Eastern Bank78%196 / 25096%$175K189
4The Cape Cod Five Cents Savings Bank92%130 / 14297%$405K126
5TD Bank, National Association72%92 / 127100%$205K92

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 180 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Barnstable County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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