Rocky Mountain Mortgage Company mortgage approval rate & lending review
Rocky Mountain Mortgage Company decided 1,955 mortgage applications and funded 1,664 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Rocky Mountain Mortgage Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Rocky Mountain Mortgage Company at a glance
Approval is 1.7 points below the 87.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 1,655 / 1,910 | 99% | $285K | 1,644 |
Rocky Mountain Mortgage Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 86% | $285K | 1,744 | 1,501 |
| New Mexico | 80% | $365K | 211 | 163 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Rocky Mountain Mortgage Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| El Paso County, TX | Mortgage lenders | 88% | 1,699 | 1,481 |
| Doña Ana County, NM | Mortgage lenders | 79% | 208 | 161 |
The county markets where Rocky Mountain Mortgage Company made the most loans. Each link opens that market with every lender ranked.
Questions about Rocky Mountain Mortgage Company
What is Rocky Mountain Mortgage Company's mortgage approval rate?
Rocky Mountain Mortgage Company approved 85.7% of the 1,955 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.7 points below the 87.4% national rate for the same mix of loan types.
How often do borrowers take the loan Rocky Mountain Mortgage Company offers?
Borrowers accepted 99% of the loans Rocky Mountain Mortgage Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Rocky Mountain Mortgage Company make?
The typical home purchase mortgage loan Rocky Mountain Mortgage Company made was $285K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Rocky Mountain Mortgage Company lend?
Rocky Mountain Mortgage Company decided applications in 2 of the states Fat Boy Data covers, most of them in Texas and New Mexico.
Can I apply to Rocky Mountain Mortgage Company directly?
Yes. Rocky Mountain Mortgage Company reports as a direct lender that takes applications from borrowers.
Does this page show Rocky Mountain Mortgage Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Rocky Mountain Mortgage Company treats applications, then get a rate quote from the lender.