Lender profile · HMDA 2023–2025
Seamen's Bank mortgage approval rates & lending data
Seamen's Bank decided 281 mortgage applications and funded 232 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 81 / 90 | 79% | $495K | 64 |
| Cash-out refinance | 91% | 31 / 34 | 94% | $195K | 29 |
| Investment property purchase | 94% | 103 / 110 | 98% | $605K | 101 |
Seamen's Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 91% | $495K | 281 | 232 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.