Home›Massachusetts›Barnstable County›Cash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Barnstable County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Barnstable County, Massachusetts, home to Barnstable Town, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,145 applications were decided by 185 lenders between 2023 and 2025.

Barnstable County at a glance

185Active lenders21 with 20+ decisions
75.7%Market approval rate2,381 of 3,145 decided
$185KTypical loanmedian lender, $10K brackets
97%Borrower take-up2,306 loans funded

How Barnstable County compares

Approval rate compared
Barnstable County75.7%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Barnstable County$185KMassachusetts$175KAll 616 counties$155K

What the data shows

The Cape Cod Five Cents Savings Bank made the most cash-out refinances in Barnstable County, MA, 751 of them.

That is 33% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

Approval rate of all 21 lenders with 20+ decisions here
0%25%50%75%100%One lender: 8% approved of 26Amerisave Mortgage Corporation: 23% approved of 161One lender: 28% approved of 39One lender: 45% approved of 116One lender: 50% approved of 24One lender: 60% approved of 45One lender: 67% approved of 33Loandepot.Com, LLC: 69% approved of 116One lender: 72% approved of 47One lender: 73% approved of 30One lender: 74% approved of 38One lender: 76% approved of 88One lender: 76% approved of 42One lender: 80% approved of 20Rocket Mortgage, LLC: 83% approved of 485First Citizens' Federal Credit Union: 85% approved of 156One lender: 86% approved of 50The Cape Cod Five Cents Savings Bank: 88% approved of 873One lender: 91% approved of 34One lender: 96% approved of 54One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Barnstable County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Cape Cod Five Cents Savings Bank88%765 / 87398%$155K751
2Rocket Mortgage, LLC83%404 / 48597%$185K393
3Amerisave Mortgage Corporation23%37 / 16197%$165K36
4First Citizens' Federal Credit Union85%133 / 156100%$75K133
5Loandepot.Com, LLC69%80 / 11699%$375K79

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 180 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Barnstable County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Barnstable County

Other lending data for Barnstable County

Nearby markets