Security State Bank & Trust mortgage approval rate & lending review
Security State Bank & Trust decided 299 mortgage applications and funded 209 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Security State Bank & Trust reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Security State Bank & Trust at a glance
Approval is 9.4 points above the 83.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 197 / 204 | 71% | $485K | 139 |
| Refinance | 83% | 34 / 41 | 88% | $385K | 30 |
| Investment property purchase | 96% | 25 / 26 | 80% | $545K | 20 |
Security State Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 93% | $485K | 298 | 208 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Security State Bank & Trust
What is Security State Bank & Trust's mortgage approval rate?
Security State Bank & Trust approved 93.3% of the 299 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.4 points above the 83.9% national rate for the same mix of loan types.
How often do borrowers take the loan Security State Bank & Trust offers?
Borrowers accepted 75% of the loans Security State Bank & Trust approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Security State Bank & Trust make?
The typical home purchase mortgage loan Security State Bank & Trust made was $485K; across all loan types its typical loan ran from $385K to $545K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Security State Bank & Trust lend?
Security State Bank & Trust decided applications in 2 of the states Fat Boy Data covers, most of them in Texas and Louisiana.
Can I apply to Security State Bank & Trust directly?
Yes. Security State Bank & Trust is a bank or credit union with 22 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Security State Bank & Trust's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Security State Bank & Trust treats applications, then get a rate quote from the lender.