Self-Help Federal Credit Union mortgage approval rate & lending review
Self-Help Federal Credit Union decided 1,423 mortgage applications and funded 1,102 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Self-Help Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Self-Help Federal Credit Union at a glance
Approval is 6.6 points below the 87.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 1,123 / 1,394 | 96% | $225K | 1,076 |
Self-Help Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 82% | $215K | 652 | 509 |
| California | 79% | $275K | 585 | 448 |
| Wisconsin | 78% | $185K | 113 | 85 |
| Washington | 81% | $245K | 69 | 56 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Self-Help Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Mortgage lenders | 84% | 505 | 399 |
| Fresno County, CA | Mortgage lenders | 82% | 101 | 78 |
| Tulare County, CA | Mortgage lenders | 79% | 75 | 58 |
| Kern County, CA | Mortgage lenders | 74% | 78 | 57 |
| Yakima County, WA | Mortgage lenders | 76% | 38 | 29 |
| Merced County, CA | Mortgage lenders | 73% | 41 | 26 |
The county markets where Self-Help Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Self-Help Federal Credit Union
What is Self-Help Federal Credit Union's mortgage approval rate?
Self-Help Federal Credit Union approved 80.7% of the 1,423 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.6 points below the 87.3% national rate for the same mix of loan types.
How often do borrowers take the loan Self-Help Federal Credit Union offers?
Borrowers accepted 96% of the loans Self-Help Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Self-Help Federal Credit Union make?
The typical home purchase mortgage loan Self-Help Federal Credit Union made was $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Self-Help Federal Credit Union lend?
Self-Help Federal Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in Illinois, California and Wisconsin.
Can I apply to Self-Help Federal Credit Union directly?
Yes. Self-Help Federal Credit Union is a bank or credit union with 83 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Self-Help Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Self-Help Federal Credit Union treats applications, then get a rate quote from the lender.