Sente Mortgage, Inc. mortgage approval rate & lending review
Sente Mortgage, Inc. decided 1,699 mortgage applications and funded 1,654 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sente Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to sentemortgage.com.
Sente Mortgage, Inc. at a glance
Approval is 12.3 points above the 85.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,298 / 1,321 | 100% | $305K | 1,298 |
| Cash-out refinance | 82% | 82 / 100 | 99% | $305K | 81 |
| Refinance | 98% | 181 / 184 | 100% | $405K | 181 |
| Investment property purchase | 100% | 80 / 80 | 100% | $285K | 80 |
Sente Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $315K | 925 | 907 |
| South Carolina | 98% | $315K | 437 | 428 |
| Arkansas | 99% | $195K | 210 | 207 |
| Georgia | 93% | $305K | 30 | 28 |
| Oklahoma | 100% | $205K | 21 | 21 |
| Louisiana | 95% | $555K | 20 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sente Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Berkeley County, SC | Mortgage lenders | 99% | 138 | 136 |
| Charleston County, SC | Mortgage lenders | 99% | 137 | 136 |
| Pulaski County, AR | Mortgage lenders | 99% | 83 | 82 |
| Dorchester County, SC | Mortgage lenders | 96% | 85 | 82 |
| Comal County, TX | Mortgage lenders | 98% | 60 | 59 |
| Faulkner County, AR | Mortgage lenders | 96% | 47 | 45 |
| Brazoria County, TX | Refinance | 100% | 41 | 41 |
| Craighead County, AR | Mortgage lenders | 100% | 27 | 27 |
The county markets where Sente Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Sente Mortgage, Inc.
What is Sente Mortgage, Inc.'s mortgage approval rate?
Sente Mortgage, Inc. approved 97.4% of the 1,699 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.3 points above the 85.2% national rate for the same mix of loan types.
How often do borrowers take the loan Sente Mortgage, Inc. offers?
Borrowers accepted 100% of the loans Sente Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sente Mortgage, Inc. make?
The typical home purchase mortgage loan Sente Mortgage, Inc. made was $305K; across all loan types its typical loan ran from $285K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sente Mortgage, Inc. lend?
Sente Mortgage, Inc. decided applications in 13 of the states Fat Boy Data covers, most of them in Texas, South Carolina and Arkansas.
Can I apply to Sente Mortgage, Inc. directly?
Yes. Sente Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is sentemortgage.com.
Does this page show Sente Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sente Mortgage, Inc. treats applications, then get a rate quote from the lender.