Lender profile · HMDA 2023–2025
Sente Mortgage, Inc. mortgage approval rates & lending data
Sente Mortgage, Inc. decided 1,699 mortgage applications and funded 1,654 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 1,298 / 1,321 | 100% | $305K | 1,298 |
| Cash-out refinance | 82% | 82 / 100 | 99% | $305K | 81 |
| Refinance | 98% | 181 / 184 | 100% | $405K | 181 |
| Investment property purchase | 100% | 80 / 80 | 100% | $285K | 80 |
Sente Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 98% | $315K | 925 | 907 |
| South Carolina | 98% | $315K | 437 | 428 |
| Arkansas | 99% | $195K | 210 | 207 |
| Georgia | 93% | $305K | 30 | 28 |
| Oklahoma | 100% | $205K | 21 | 21 |
| Louisiana | 95% | $555K | 20 | 19 |
| North Carolina | 81% | $245K | 16 | 13 |
| Alabama | 70% | $155K | 10 | 7 |
| Tennessee | 90% | $235K | 10 | 9 |
| Indiana | 88% | $155K | 8 | 7 |
| Ohio | 75% | $255K | 8 | 6 |
| Illinois | 67% | $165K | 3 | 2 |
| Florida | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.