Sfmc, Lp mortgage approval rate & lending review
Sfmc, Lp decided 10,382 mortgage applications and funded 8,671 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Sfmc, Lp reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to sfmc.com.
Sfmc, Lp at a glance
Approval is 7.4 points above the 86.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 8,787 / 9,237 | 89% | $335K | 7,829 |
| Cash-out refinance | 73% | 184 / 253 | 84% | $305K | 155 |
| Refinance | 83% | 235 / 282 | 87% | $355K | 205 |
| Investment property purchase | 94% | 427 / 456 | 86% | $255K | 368 |
| Investment cash-out refinance | 89% | 85 / 96 | 86% | $225K | 73 |
| Investment refinance | 86% | 50 / 58 | 82% | $255K | 41 |
Sfmc, Lp lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Texas | 94% | $335K | 9,728 | 8,122 |
| North Carolina | 99% | $465K | 161 | 142 |
| Florida | 83% | $355K | 141 | 107 |
| Minnesota | 91% | $395K | 122 | 101 |
| Arizona | 92% | $415K | 89 | 77 |
| Louisiana | 95% | $215K | 55 | 48 |
| Tennessee | 97% | $385K | 36 | 32 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Sfmc, Lp lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tarrant County, TX | Mortgage lenders | 95% | 1,310 | 1,131 |
| Collin County, TX | Mortgage lenders | 96% | 1,305 | 1,091 |
| Johnson County, TX | Mortgage lenders | 98% | 765 | 690 |
| Dallas County, TX | Mortgage lenders | 95% | 597 | 498 |
| Denton County, TX | Mortgage lenders | 96% | 556 | 469 |
| Parker County, TX | Mortgage lenders | 98% | 505 | 448 |
| Ellis County, TX | Mortgage lenders | 97% | 396 | 339 |
| Travis County, TX | Mortgage lenders | 94% | 353 | 289 |
| Williamson County, TX | Mortgage lenders | 94% | 333 | 283 |
| Kaufman County, TX | Mortgage lenders | 94% | 280 | 228 |
| Rockwall County, TX | Mortgage lenders | 97% | 263 | 212 |
| Hays County, TX | Mortgage lenders | 90% | 239 | 193 |
The county markets where Sfmc, Lp made the most loans. Each link opens that market with every lender ranked.
Questions about Sfmc, Lp
What is Sfmc, Lp's mortgage approval rate?
Sfmc, Lp approved 94.1% of the 10,382 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.4 points above the 86.6% national rate for the same mix of loan types.
How often do borrowers take the loan Sfmc, Lp offers?
Borrowers accepted 89% of the loans Sfmc, Lp approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Sfmc, Lp make?
The typical home purchase mortgage loan Sfmc, Lp made was $335K; across all loan types its typical loan ran from $225K to $355K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Sfmc, Lp lend?
Sfmc, Lp decided applications in 15 of the states Fat Boy Data covers, most of them in Texas, North Carolina and Florida.
Can I apply to Sfmc, Lp directly?
Yes. Sfmc, Lp reports as a direct lender that takes applications from borrowers. Its website is sfmc.com.
Does this page show Sfmc, Lp's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Sfmc, Lp treats applications, then get a rate quote from the lender.